VYM vs XRPR
Vanguard High Dividend Yield ETF vs REX-Osprey XRP ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 613 holdings.
Side-by-Side Comparison
| Metric | VYM | XRPR | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.75% | |
| AUM | $81.6B | $53M | |
| Dividend Yield | 2.24% | 0.00% | |
| Holdings | 613 | 4 | |
| YTD Return | +14.87% | -33.01% | |
| 1Y Return | +21.39% | -57.40% | |
| 3Y Return (annualized) | +18.69% | - | |
| 5Y Return (annualized) | +11.98% | - | |
| Volatility (annualized) | 14.5% | 48.4% | |
| Max Drawdown | -58.8% | -68.3% | |
| Fund Family | Vanguard (US) | REX Shares | |
| Category | Equity | Alternative | |
| Inception | Nov 10, 2006 | Sep 18, 2025 |
VYM vs XRPR Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and REX-Osprey XRP ETF (XRPR) is a ETF from REX Shares. Over the past year VYM returned +21.39% while XRPR returned -57.40%. Year to date, VYM is up 14.87% versus a loss of 33.01% for XRPR.
Risk: Volatility and Drawdowns
XRPR has been the more volatile fund, with annualized monthly volatility of 48.4% compared with 14.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -68.3% for XRPR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.02. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while XRPR charges 0.75%. On a $10,000 position that is $4 vs $75 annually, a gap of $71 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 0.00% for XRPR.
Holdings Overlap
VYM and XRPR share 0 holdings out of 604 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XRPR?
VYM has an expense ratio of 0.04% while XRPR charges 0.75%. VYM is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, VYM or XRPR?
Over the past year VYM returned +21.39% vs -57.40% for XRPR, so VYM leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, VYM or XRPR?
XRPR has been the more volatile fund at 48.4% annualized versus 14.5% for VYM. Worst drawdown: VYM -58.8% vs XRPR -68.3%.
Should I hold both VYM and XRPR?
VYM and XRPR have a monthly-return correlation of 0.02, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XRPR?
VYM and XRPR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 604 unique securities.
Which pays a higher dividend, VYM or XRPR?
VYM yields 2.24% while XRPR yields 0.00%, so VYM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.