VYM vs XRPR
Vanguard High Dividend Yield ETF vs REX-Osprey XRP ETF
Which is better, VYM or XRPR?
Large Cap Value against Single Currency.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XRPR |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.75% |
| AUM | $83.1B | $53M |
| Dividend Yield | 2.22% | 0.00% |
| Holdings | 608 | 4 |
| YTD Return | +10.00%Best | -26.89% |
| 1Y Return | +13.75%Best | -53.04% |
| 3Y Return (annualized) | +18.81% | - |
| 5Y Return (annualized) | +11.63% | - |
| Volatility (annualized) | 10.8%Best | 48.0% |
| Max Drawdown | -6.7%Best | -68.3% |
| $10,000 over 1 years | $11,340Best | $4,780 |
| Fund Family | Vanguard (US) | REX Shares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Single Currency |
| Inception | Nov 10, 2006 | Sep 18, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 18, 2025 to Oct 2, 2026 (1 years).
VYM vs XRPR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
VYM vs XRPR Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and REX-Osprey XRP ETF (XRPR) is an ETF from REX Shares. Over the past year VYM returned +13.75% while XRPR returned -53.04%. Year to date, VYM is up 10.00% versus a loss of 26.89% for XRPR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XRPR has been the more volatile fund, with annualized monthly volatility of 48.0% compared with 10.8% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.7% for VYM and -68.3% for XRPR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.13. They move largely independently of each other.
Fees and Cost Over Time
VYM charges 0.04% per year while XRPR charges 0.75%. On a $10,000 position that is $4 vs $75 annually, a gap of $71 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 0.00% for XRPR.
Holdings Overlap
We hold position weights for 557 holdings in VYM and 1 in XRPR, totalling 99.2% and 0.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, VYM as of Jul 31, 2026 and XRPR as of Sep 15, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 557 positions we hold weights for in VYM and 1 in XRPR, against full books of 608 and 4.
You are not choosing between two funds in isolation.
Whichever of VYM and XRPR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XRPR?
VYM has an expense ratio of 0.04% while XRPR charges 0.75%. VYM is the cheaper option, by $71 a year on a $10,000 investment.
Which performed better, VYM or XRPR?
Over the past year VYM returned +13.75% vs -53.04% for XRPR, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +13.40% vs -52.20% for XRPR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XRPR?
XRPR has been the more volatile fund at 48.0% annualized versus 10.8% for VYM. Worst drawdown: VYM -6.7% vs XRPR -68.3%.
Should I hold both VYM and XRPR?
VYM and XRPR have a monthly-return correlation of -0.13, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VYM or XRPR?
VYM yields 2.22% while XRPR yields 0.00%, so VYM currently pays the higher dividend yield.
Is XRPR better than VYM?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.