SPY vs YYYM

SPY vs YYYM

Which is better, SPY or YYYM?

Large Cap Blend against High Yield Municipal Bond.

SPY has a lower expense ratio. YYYM is less concentrated, with 37.6% of the fund in its ten largest positions against 37.8%.

Lower Fees: SPYLess Concentrated: YYYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPYYYYM
Expense Ratio0.09%Best2.78%
AUM$804.7B$2M
Dividend Yield0.98%3.03%
Holdings50532
YTD Return+12.09%Best-5.64%
1Y Return+16.29%-
3Y Return (annualized)+21.20%-
5Y Return (annualized)+13.37%-
Top 10 Weight37.8%37.6%Best
Fund FamilyState Street Investment ManagementAmplify ETFs
CategoryEquityFixed Income
StyleLarge Cap BlendHigh Yield Municipal Bond
InceptionJan 22, 1993Mar 10, 2026

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

SPY vs YYYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

SPY vs YYYM Performance

State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Amplify Municipal CEF High Income ETF (YYYM) is an ETF from Amplify ETFs. Year to date, SPY is up 12.09% versus a loss of 5.64% for YYYM.

Past performance does not guarantee future results.

Fees and Cost Over Time

SPY charges 0.09% per year while YYYM charges 2.78%. On a $10,000 position that is $9 vs $278 annually, a gap of $269 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 3.03% for YYYM.

Holdings Overlap

We hold position weights for 504 holdings in SPY and 31 in YYYM, totalling 99.9% and 99.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 504 positions we hold weights for in SPY and 31 in YYYM, against full books of 505 and 32.

What only one of them owns

Measured across the 504 and 31 positions we hold weights for.

SPY holds 497 positions YYYM does not, 99.3% of the fund.

Largest: NVDA 8.01%, AAPL 7.26%, MSFT 5.66%, AMZN 3.79%, GOOGL 2.99%

You are not choosing between two funds in isolation.

Whichever of SPY and YYYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPYYYYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPY or YYYM?

SPY has an expense ratio of 0.09% while YYYM charges 2.78%. SPY is the cheaper option, by $269 a year on a $10,000 investment.

Which pays a higher dividend, SPY or YYYM?

SPY yields 0.98% while YYYM yields 3.03%, so YYYM currently pays the higher dividend yield.

Is YYYM better than SPY?

SPY has a lower expense ratio. YYYM is less concentrated, with 37.6% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.