STBF vs VYM

STBF vs VYM

Which is better, STBF or VYM?

Short Term Bond against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSTBFVYM
Expense Ratio0.65%0.04%Best
AUM$75M$81.6B
Dividend Yield4.67%2.22%
Holdings246613
YTD Return-0.09%+13.08%Best
1Y Return+1.31%+17.46%Best
3Y Return (annualized)-+17.73%
5Y Return (annualized)-+12.22%
Volatility (annualized)1.9%Best9.9%
Max Drawdown-1.2%Best-14.5%
$10,000 over 2.4 years$11,094$14,306Best
Fund FamilyPerformance Trust Asset Management LLCVanguard (US)
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Value
InceptionApr 9, 2024Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: Apr 9, 2024 to Sep 14, 2026 (2.4 years).

STBF vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.

STBF vs VYM Performance

Performance Trust Short Term Bond ETF (STBF) is an ETF from Performance Trust Asset Management LLC and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year STBF returned +1.31% while VYM returned +17.46%. Year to date, STBF is down 0.09% versus a gain of 13.08% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 9.9% compared with 1.9% for STBF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.2% for STBF and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.

Fees and Cost Over Time

STBF charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, STBF currently yields 4.67% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 79 holdings in STBF and 557 in VYM, totalling 30.2% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 79 positions we hold weights for in STBF and 557 in VYM, against full books of 246 and 613.

You are not choosing between two funds in isolation.

Whichever of STBF and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

STBFVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, STBF or VYM?

STBF has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option, by $61 a year on a $10,000 investment.

Which performed better, STBF or VYM?

Over the past year STBF returned +1.31% vs +17.46% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), STBF annualized +4.42% vs +16.09% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, STBF or VYM?

VYM has been the more volatile fund at 9.9% annualized versus 1.9% for STBF. Worst drawdown: STBF -1.2% vs VYM -14.5%.

Should I hold both STBF and VYM?

STBF and VYM have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, STBF or VYM?

STBF yields 4.67% while VYM yields 2.22%, so STBF currently pays the higher dividend yield.

Is VYM better than STBF?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.