STBF vs VOO
Performance Trust Short Term Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | STBF | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $72M | $997.4B | |
| Dividend Yield | 4.76% | 1.08% | |
| Holdings | 246 | 509 | |
| YTD Return | +0.22% | +12.73% | |
| 1Y Return | +2.56% | +20.59% | |
| 3Y Return (annualized) | - | +21.70% | |
| 5Y Return (annualized) | - | +12.87% | |
| Volatility (annualized) | 1.8% | 14.1% | |
| Max Drawdown | -1.2% | -34.3% | |
| Fund Family | Performance Trust Asset Management LLC | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Apr 9, 2024 | Sep 7, 2010 |
STBF vs VOO Performance
Performance Trust Short Term Bond ETF (STBF) is a ETF from Performance Trust Asset Management LLC and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year STBF returned +2.56% while VOO returned +20.59%. Year to date, STBF is up 0.22% versus a gain of 12.73% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.8% for STBF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.2% for STBF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
STBF charges 0.65% per year while VOO charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, STBF currently yields 4.76% against 1.08% for VOO.
Holdings Overlap
STBF and VOO share 0 holdings out of 582 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, STBF or VOO?
STBF has an expense ratio of 0.65% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, STBF or VOO?
Over the past year STBF returned +2.56% vs +20.59% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), STBF annualized +4.66% vs +13.47% for VOO. Past performance does not guarantee future results.
Which is riskier, STBF or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 1.8% for STBF. Worst drawdown: STBF -1.2% vs VOO -34.3%.
Should I hold both STBF and VOO?
STBF and VOO have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between STBF and VOO?
STBF and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 582 unique securities.
Which pays a higher dividend, STBF or VOO?
STBF yields 4.76% while VOO yields 1.08%, so STBF currently pays the higher dividend yield.
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