STXT vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSTXTVTIWinner
Expense Ratio0.49%0.03%
AUM$119M$663.5B
Dividend Yield5.07%1.07%
Holdings2193,543
YTD Return-0.54%+13.87%
1Y Return+0.80%+23.31%
3Y Return (annualized)+3.70%+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)5.5%15.3%
Max Drawdown-5.8%-56.6%
Fund FamilyStrive Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionAug 10, 2023May 24, 2001

STXT vs VTI Performance

Strive Total Return Bond ETF (STXT) is a ETF from Strive Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year STXT returned +0.80% while VTI returned +23.31%. Year to date, STXT is down 0.54% versus a gain of 13.87% for VTI.

Over three years, STXT compounded at +3.70% per year against +21.17% for VTI. Across the full 3-year window we track, VTI has the edge at +8.13% annualized vs +3.67%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.5% for STXT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.8% for STXT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

STXT charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, STXT currently yields 5.07% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

STXT and VTI share 1 holdings out of 2929 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in STXTWeight in VTIDifference
MSTR2.97%0.04%2.93%

Frequently Asked Questions

Which is cheaper, STXT or VTI?

STXT has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, STXT or VTI?

Over the past year STXT returned +0.80% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), STXT annualized +3.67% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, STXT or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 5.5% for STXT. Worst drawdown: STXT -5.8% vs VTI -56.6%.

Should I hold both STXT and VTI?

STXT and VTI have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between STXT and VTI?

STXT and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2929 unique securities.

Which pays a higher dividend, STXT or VTI?

STXT yields 5.07% while VTI yields 1.07%, so STXT currently pays the higher dividend yield.

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