TBFC vs VYM
The Brinsmere Fund - Conservative ETF vs Vanguard High Dividend Yield ETF
Which is better, TBFC or VYM?
Equity-oriented Balanced against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 68.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TBFC | VYM |
|---|---|---|
| Expense Ratio | 0.44% | 0.04%Best |
| AUM | $360M | $81.6B |
| Dividend Yield | 3.00% | 2.22% |
| Holdings | 26 | 613 |
| YTD Return | +4.92% | +10.96%Best |
| 1Y Return | +7.60% | +15.42%Best |
| 3Y Return (annualized) | - | +17.78% |
| 5Y Return (annualized) | - | +12.05% |
| Volatility (annualized) | 6.5%Best | 10.5% |
| Max Drawdown | -10.0%Best | -14.5% |
| $10,000 over 2.7 years | $12,545 | $15,368Best |
| Top 10 Weight | 68.0% | 26.1%Best |
| Fund Family | Brinsmere Fund | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Equity-oriented Balanced | Large Cap Value |
| Inception | Jan 12, 2024 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Jan 16, 2024 to Sep 22, 2026 (2.7 years).
TBFC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
TBFC vs VYM Performance
The Brinsmere Fund - Conservative ETF (TBFC) is an ETF from Brinsmere Fund and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TBFC returned +7.60% while VYM returned +15.42%. Year to date, TBFC is up 4.92% versus a gain of 10.96% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.5% compared with 6.5% for TBFC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.0% for TBFC and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TBFC charges 0.44% per year while VYM charges 0.04%. On a $10,000 position that is $44 vs $4 annually, a gap of $40 per year that compounds over a long holding period. On income, TBFC currently yields 3.00% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 25 holdings in TBFC and 557 in VYM, totalling 100.0% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 25 positions we hold weights for in TBFC and 557 in VYM, against full books of 26 and 613.
What only one of them owns
Measured across the 25 and 557 positions we hold weights for.
VYM holds 528 positions TBFC does not, 97.1% of the fund.
Largest: AVGO 7.35%, JPM 3.82%, XOM 2.63%, JNJ 2.51%, CSCO 1.86%
You are not choosing between two funds in isolation.
Whichever of TBFC and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TBFC or VYM?
TBFC has an expense ratio of 0.44% while VYM charges 0.04%. VYM is the cheaper option, by $40 a year on a $10,000 investment.
Which performed better, TBFC or VYM?
Over the past year TBFC returned +7.60% vs +15.42% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TBFC or VYM?
VYM has been the more volatile fund at 10.5% annualized versus 6.5% for TBFC. Worst drawdown: TBFC -10.0% vs VYM -14.5%.
Should I hold both TBFC and VYM?
TBFC and VYM have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TBFC or VYM?
TBFC yields 3.00% while VYM yields 2.22%, so TBFC currently pays the higher dividend yield.
Is VYM better than TBFC?
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 68.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.