TBLL vs VOO

TBLL vs VOO

Which is better, TBLL or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTBLLVOO
Expense Ratio0.08%0.03%Best
AUM$2.9B$997.4B
Dividend Yield3.64%1.04%
Holdings92509
YTD Return+2.15%+14.14%Best
1Y Return+3.28%+17.31%Best
3Y Return (annualized)+4.37%+23.04%Best
5Y Return (annualized)+3.51%+13.63%Best
Volatility (annualized)0.8%Best15.6%
Max Drawdown-1.0%Best-34.3%
$10,000 over 5 years$11,883$18,944Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionJan 10, 2017Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 12, 2017 to Sep 22, 2026 (9.7 years).

TBLL vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

TBLL vs VOO Performance

Invesco Short Term Treasury ETF (TBLL) is an ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year TBLL returned +3.28% while VOO returned +17.31%. Year to date, TBLL is up 2.15% versus a gain of 14.14% for VOO.

Over three years, TBLL compounded at +4.37% per year against +23.04% for VOO; over five years the annualized figures are +3.51% and +13.63% respectively. Across the full 10-year window we track, VOO has the edge at +14.46% annualized vs +1.82%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 0.8% for TBLL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.0% for TBLL and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.00. They move largely independently of each other.

Fees and Cost Over Time

TBLL charges 0.08% per year while VOO charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, TBLL currently yields 3.64% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 44 holdings in TBLL and 494 in VOO, totalling 37.2% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 44 positions we hold weights for in TBLL and 494 in VOO, against full books of 92 and 509.

You are not choosing between two funds in isolation.

Whichever of TBLL and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TBLLVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TBLL or VOO?

TBLL has an expense ratio of 0.08% while VOO charges 0.03%. VOO is the cheaper option, by $5 a year on a $10,000 investment.

Which performed better, TBLL or VOO?

Over the past year TBLL returned +3.28% vs +17.31% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (10 years), TBLL annualized +1.82% vs +14.46% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TBLL or VOO?

VOO has been the more volatile fund at 15.6% annualized versus 0.8% for TBLL. Worst drawdown: TBLL -1.0% vs VOO -34.3%.

Should I hold both TBLL and VOO?

TBLL and VOO have a monthly-return correlation of 0.00, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TBLL or VOO?

TBLL yields 3.64% while VOO yields 1.04%, so TBLL currently pays the higher dividend yield.

Is VOO better than TBLL?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.