TEST vs VTI
YieldMax TSLA Performance & Distribution Target 25 ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | TEST | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.03% | |
| AUM | $3M | $666.9B | |
| Dividend Yield | 22.89% | 1.07% | |
| Holdings | 10 | 3,543 | |
| YTD Return | -22.18% | +13.86% | |
| 1Y Return | - | +20.74% | |
| 3Y Return (annualized) | - | +21.66% | |
| 5Y Return (annualized) | - | +11.90% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -36.8% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Nov 17, 2025 | May 24, 2001 |
TEST vs VTI Performance
YieldMax TSLA Performance & Distribution Target 25 ETF (TEST) is a ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, TEST is down 22.18% versus a gain of 13.86% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -36.8% for TEST and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
TEST charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, TEST currently yields 22.89% against 1.07% for VTI.
Holdings Overlap
TEST and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TEST or VTI?
TEST has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
What is the holdings overlap between TEST and VTI?
TEST and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, TEST or VTI?
TEST yields 22.89% while VTI yields 1.07%, so TEST currently pays the higher dividend yield.
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