TFNS vs VXUS

TFNS vs VXUS

Which is better, TFNS or VXUS?

Large Cap Value against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTFNSVXUS
Expense Ratio0.44%0.05%Best
AUM$19M$158.1B
Dividend Yield0.46%2.51%
Holdings848,747
YTD Return+6.22%+13.03%Best
1Y Return+11.22%+20.20%Best
3Y Return (annualized)-+19.23%
5Y Return (annualized)-+8.73%
Volatility (annualized)11.7%Best13.1%
Max Drawdown-14.0%-11.3%Best
$10,000 over 1.3 years$11,830$13,066Best
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionJun 11, 2025Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 12, 2025 to Sep 14, 2026 (1.3 years).

TFNS vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.

TFNS vs VXUS Performance

T. Rowe Price Financials ETF (TFNS) is an ETF from T.Rowe Price and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TFNS returned +11.22% while VXUS returned +20.20%. Year to date, TFNS is up 6.22% versus a gain of 13.03% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 11.7% for TFNS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.0% for TFNS and -11.3% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.20. They move largely independently of each other.

Fees and Cost Over Time

TFNS charges 0.44% per year while VXUS charges 0.05%. On a $10,000 position that is $44 vs $5 annually, a gap of $39 per year that compounds over a long holding period. On income, TFNS currently yields 0.46% against 2.51% for VXUS.

Holdings Overlap

TFNS already in VXUS1.6%

At least 1.6% of TFNS's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

TFNS and VXUS share little of their money.

3 positions in common, counted across the 82 positions we hold weights for in TFNS and 8,082 in VXUS, against full books of 84 and 8,747.

Top Shared Holdings

StockWeight in TFNSWeight in VXUSDifference
HBANHuntington Bancshares Inc./Oh0.97%0.05%0.92%
UBSG:SMUbs Group Ag Ordinary Shares0.24%0.37%0.13%
KB:KRKb Financial Group Inc. Sponsored Adr (1 Ads : 1 Ordinary)0.37%0.09%0.28%

You are not choosing between two funds in isolation.

Whichever of TFNS and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TFNSVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TFNS or VXUS?

TFNS has an expense ratio of 0.44% while VXUS charges 0.05%. VXUS is the cheaper option, by $39 a year on a $10,000 investment.

Which performed better, TFNS or VXUS?

Over the past year TFNS returned +11.22% vs +20.20% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), TFNS annualized +13.80% vs +22.84% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TFNS or VXUS?

VXUS has been the more volatile fund at 13.1% annualized versus 11.7% for TFNS. Worst drawdown: TFNS -14.0% vs VXUS -11.3%.

Should I hold both TFNS and VXUS?

TFNS and VXUS have a monthly-return correlation of 0.20, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between TFNS and VXUS?

At least 1.6% of TFNS's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 82 positions we hold weights for in TFNS and 8,082 in VXUS.

Which pays a higher dividend, TFNS or VXUS?

TFNS yields 0.46% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than TFNS?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.