THTA vs VYM
SoFi Enhanced Yield ETF vs Vanguard High Dividend Yield ETF
Which is better, THTA or VYM?
Long Term High Quality against Large Cap Value.
VYM has a lower expense ratio. THTA led over 1Y, VYM over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | THTA | VYM |
|---|---|---|
| Expense Ratio | 0.65% | 0.04%Best |
| AUM | $59M | $81.6B |
| Dividend Yield | 10.77% | 2.22% |
| Holdings | 9 | 613 |
| YTD Return | +11.57%Best | +10.96% |
| 1Y Return | +15.97%Best | +15.42% |
| 3Y Return (annualized) | - | +17.78% |
| 5Y Return (annualized) | - | +12.05% |
| Volatility (annualized) | 13.3% | 10.5%Best |
| Max Drawdown | -31.4% | -14.5%Best |
| $10,000 over 2.9 years | $10,761 | $16,424Best |
| Fund Family | SoFi | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Value |
| Inception | Nov 15, 2023 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 15, 2023 to Sep 22, 2026 (2.9 years).
THTA vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
THTA vs VYM Performance
SoFi Enhanced Yield ETF (THTA) is an ETF from SoFi and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year THTA returned +15.97% while VYM returned +15.42%. Year to date, THTA is up 11.57% versus a gain of 10.96% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
THTA has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 10.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.4% for THTA and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.32. They move together some of the time, and apart the rest.
Fees and Cost Over Time
THTA charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, THTA currently yields 10.77% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 2 holdings in THTA and 557 in VYM, totalling 21.5% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in THTA and 557 in VYM, against full books of 9 and 613.
You are not choosing between two funds in isolation.
Whichever of THTA and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, THTA or VYM?
THTA has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option, by $61 a year on a $10,000 investment.
Which performed better, THTA or VYM?
Over the past year THTA returned +15.97% vs +15.42% for VYM, so THTA leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, THTA or VYM?
THTA has been the more volatile fund at 13.3% annualized versus 10.5% for VYM. Worst drawdown: THTA -31.4% vs VYM -14.5%.
Should I hold both THTA and VYM?
THTA and VYM have a monthly-return correlation of 0.32, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, THTA or VYM?
THTA yields 10.77% while VYM yields 2.22%, so THTA currently pays the higher dividend yield.
Is VYM better than THTA?
VYM has a lower expense ratio. THTA led over 1Y, VYM over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.