THTA vs VXUS
SoFi Enhanced Yield ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.
Side-by-Side Comparison
| Metric | THTA | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.05% | |
| AUM | $58M | $158.1B | |
| Dividend Yield | 10.97% | 2.59% | |
| Holdings | 9 | 8,747 | |
| YTD Return | +10.61% | +13.91% | |
| 1Y Return | +16.81% | +25.90% | |
| 3Y Return (annualized) | - | +19.76% | |
| 5Y Return (annualized) | - | +8.82% | |
| Volatility (annualized) | 13.3% | 15.0% | |
| Max Drawdown | -31.4% | -39.9% | |
| Fund Family | SoFi | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 15, 2023 | Jan 26, 2011 |
THTA vs VXUS Performance
SoFi Enhanced Yield ETF (THTA) is a ETF from SoFi and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year THTA returned +16.81% while VXUS returned +25.90%. Year to date, THTA is up 10.61% versus a gain of 13.91% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 13.3% for THTA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.4% for THTA and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
THTA charges 0.65% per year while VXUS charges 0.05%. On a $10,000 position that is $65 vs $5 annually, a gap of $60 per year that compounds over a long holding period. On income, THTA currently yields 10.97% against 2.59% for VXUS.
Holdings Overlap
THTA and VXUS share 0 holdings out of 8096 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, THTA or VXUS?
THTA has an expense ratio of 0.65% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $60 per year of difference.
Which performed better, THTA or VXUS?
Over the past year THTA returned +16.81% vs +25.90% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), THTA annualized +2.29% vs +4.80% for VXUS. Past performance does not guarantee future results.
Which is riskier, THTA or VXUS?
VXUS has been the more volatile fund at 15.0% annualized versus 13.3% for THTA. Worst drawdown: THTA -31.4% vs VXUS -39.9%.
Should I hold both THTA and VXUS?
THTA and VXUS have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between THTA and VXUS?
THTA and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8096 unique securities.
Which pays a higher dividend, THTA or VXUS?
THTA yields 10.97% while VXUS yields 2.59%, so THTA currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.