THTA vs VXUS
THTA vs VXUS
SoFi Enhanced Yield ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | THTA | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.61% | 0.05% | |
| AUM | $54M | $156.5B | |
| Dividend Yield | 11.12% | 2.60% | |
| Holdings | 10 | 8,747 | |
| YTD Return | +9.55% | +14.57% | |
| 1Y Return | +16.29% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 13.4% | 15.1% | |
| Max Drawdown | -31.4% | -39.9% | |
| Fund Family | SoFi | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 15, 2023 | Jan 26, 2011 |
THTA vs VXUS Performance
SoFi Enhanced Yield ETF (THTA) is a ETF from SoFi and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year THTA returned +16.29% while VXUS returned +27.82%. Year to date, THTA is up 9.55% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.4% for THTA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.4% for THTA and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.05. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
THTA charges 0.61% per year while VXUS charges 0.05%. On a $10,000 position that is $61 vs $5 annually, a gap of $56 per year that compounds over a long holding period. On income, THTA currently yields 11.12% against 2.60% for VXUS.
Holdings Overlap
THTA and VXUS share 0 holdings out of 7866 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, THTA or VXUS?
THTA has an expense ratio of 0.61% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, THTA or VXUS?
Over the past year THTA returned +16.29% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), THTA annualized +1.99% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, THTA or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 13.4% for THTA. Worst drawdown: THTA -31.4% vs VXUS -39.9%.
Should I hold both THTA and VXUS?
THTA and VXUS have a monthly-return correlation of -0.05, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between THTA and VXUS?
THTA and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7866 unique securities.
Which pays a higher dividend, THTA or VXUS?
THTA yields 11.12% while VXUS yields 2.60%, so THTA currently pays the higher dividend yield.
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