THTA vs VOO
SoFi Enhanced Yield ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | THTA | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.61% | 0.03% | |
| AUM | $54M | $979.0B | |
| Dividend Yield | 11.12% | 1.09% | |
| Holdings | 10 | 509 | |
| YTD Return | +9.68% | +13.79% | |
| 1Y Return | +16.16% | +23.01% | |
| 3Y Return (annualized) | - | +21.78% | |
| 5Y Return (annualized) | - | +13.39% | |
| Volatility (annualized) | 13.4% | 14.1% | |
| Max Drawdown | -31.4% | -34.3% | |
| Fund Family | SoFi | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 15, 2023 | Sep 7, 2010 |
THTA vs VOO Performance
SoFi Enhanced Yield ETF (THTA) is a ETF from SoFi and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year THTA returned +16.16% while VOO returned +23.01%. Year to date, THTA is up 9.68% versus a gain of 13.79% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.4% for THTA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.4% for THTA and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
THTA charges 0.61% per year while VOO charges 0.03%. On a $10,000 position that is $61 vs $3 annually, a gap of $58 per year that compounds over a long holding period. On income, THTA currently yields 11.12% against 1.09% for VOO.
Holdings Overlap
THTA and VOO share 0 holdings out of 510 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, THTA or VOO?
THTA has an expense ratio of 0.61% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $58 per year of difference.
Which performed better, THTA or VOO?
Over the past year THTA returned +16.16% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), THTA annualized +2.03% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, THTA or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 13.4% for THTA. Worst drawdown: THTA -31.4% vs VOO -34.3%.
Should I hold both THTA and VOO?
THTA and VOO have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between THTA and VOO?
THTA and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 510 unique securities.
Which pays a higher dividend, THTA or VOO?
THTA yields 11.12% while VOO yields 1.09%, so THTA currently pays the higher dividend yield.
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