TLTD vs VOO

Quick Verdict

VOO has a lower expense ratio. TLTD delivered stronger 1-year returns. TLTD offers more diversification with 2317 holdings.

Lower Fees: VOOHigher Returns: TLTDMore Diversified: TLTD

Side-by-Side Comparison

MetricTLTDVOOWinner
Expense Ratio0.39%0.03%
AUM$661M$979.0B
Dividend Yield3.41%1.09%
Holdings2,387509
YTD Return+13.30%+13.72%
1Y Return+25.16%+21.63%
3Y Return (annualized)+21.28%+21.55%
5Y Return (annualized)+10.84%+13.26%
Volatility (annualized)15.1%14.1%
Max Drawdown-44.6%-34.3%
Fund FamilyFlexshares TrustVanguard (US)
CategoryEquityEquity
InceptionSep 25, 2012Sep 7, 2010

TLTD vs VOO Performance

FlexShares Morningstar Developed Markets ex-US Factor Tilt Index Fund (TLTD) is a ETF from Flexshares Trust and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TLTD returned +25.16% while VOO returned +21.63%. Year to date, TLTD is up 13.30% versus a gain of 13.72% for VOO.

Over three years, TLTD compounded at +21.28% per year against +21.55% for VOO; over five years the annualized figures are +10.84% and +13.26% respectively. Across the full 14-year window we track, VOO has the edge at +13.56% annualized vs +6.97%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TLTD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.6% for TLTD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TLTD charges 0.39% per year while VOO charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, TLTD currently yields 3.41% against 1.09% for VOO.

Holdings Overlap

0.1%overlap

TLTD and VOO share 2 holdings out of 2820 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TLTDWeight in VOODifference
ROP0.54%0.05%0.49%
BG0.04%0.02%0.02%

Frequently Asked Questions

Which is cheaper, TLTD or VOO?

TLTD has an expense ratio of 0.39% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, TLTD or VOO?

Over the past year TLTD returned +25.16% vs +21.63% for VOO, so TLTD leads on 1-year performance. Over the longest common window we track (14 years), TLTD annualized +6.97% vs +13.56% for VOO. Past performance does not guarantee future results.

Which is riskier, TLTD or VOO?

TLTD has been the more volatile fund at 15.1% annualized versus 14.1% for VOO. Worst drawdown: TLTD -44.6% vs VOO -34.3%.

Should I hold both TLTD and VOO?

TLTD and VOO have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TLTD and VOO?

TLTD and VOO share 2 common holdings with a 0.1% weight overlap. Combined, they hold 2820 unique securities.

Which pays a higher dividend, TLTD or VOO?

TLTD yields 3.41% while VOO yields 1.09%, so TLTD currently pays the higher dividend yield.

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