QQQ vs TLTD

QQQ vs TLTD

Which is better, QQQ or TLTD?

Large Cap Growth against Large Cap Value.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. TLTD is less concentrated, with 7.2% of the fund in its ten largest positions against 46.5%.

Lower Fees: QQQHigher Returns: QQQLess Concentrated: TLTD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQTLTD
Expense Ratio0.18%Best0.39%
AUM$483.5B$691M
Dividend Yield0.44%3.18%
Holdings1072,408
YTD Return+15.86%Best+11.78%
1Y Return+22.63%Best+20.91%
3Y Return (annualized)+24.15%Best+20.98%
5Y Return (annualized)+14.16%Best+10.37%
Volatility (annualized)17.6%15.0%Best
Max Drawdown-35.1%Best-44.6%
$10,000 over 5 years$19,390Best$16,378
Top 10 Weight46.5%7.2%Best
Fund FamilyInvesco (US)Northern Trust Asset Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionMar 10, 1999Sep 25, 2012

Volatility and max drawdown are measured over the window both funds cover: Sep 28, 2012 to Sep 10, 2026 (13.9 years).

QQQ vs TLTD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13.9 years both funds cover.

QQQ vs TLTD Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Northern Trust Morningstar Developed Markets ex-US Factor Tilt ETF (TLTD) is an ETF from Northern Trust Asset Management. Over the past year QQQ returned +22.63% while TLTD returned +20.91%. Year to date, QQQ is up 15.86% versus a gain of 11.78% for TLTD.

Over three years, QQQ compounded at +24.15% per year against +20.98% for TLTD; over five years the annualized figures are +14.16% and +10.37% respectively. Across the full 14-year window we track, QQQ has the edge at +18.50% annualized vs +6.83%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.0% for TLTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for QQQ and -44.6% for TLTD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

QQQ charges 0.18% per year while TLTD charges 0.39%. On a $10,000 position that is $18 vs $39 annually, a gap of $21 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 3.18% for TLTD.

Holdings Overlap

QQQ already in TLTD2.2%
TLTD already in QQQ2.3%

2.2% of QQQ's money is in holdings TLTD also owns. 2.3% of TLTD's money is in holdings QQQ also owns.

TLTD and QQQ share little of their money.

6 positions in common, counted across the 102 positions we hold weights for in QQQ and 2,231 in TLTD, against full books of 107 and 2,408.

What only one of them owns

Our book lists 14 positions for TLTD that do not appear in our book for QQQ (1.3% of the fund), and 94 for QQQ that do not appear in TLTD (96.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QQQWeight in TLTDDifference
ASML:ASAsml Holding Adr Representing Nv0.68%1.26%0.58%
SHOP:CAShopify Inc.0.77%0.35%0.42%
ROPRoper Technologies Inc.0.17%0.55%0.38%
FER:ASFerrovial Se0.21%0.06%0.15%
CCEP:LNCoca-Cola Europacific Partne0.21%0.04%0.17%
TRI:CAThomson Reuters Corp0.17%0.02%0.15%

You are not choosing between two funds in isolation.

Whichever of QQQ and TLTD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQTLTD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or TLTD?

QQQ has an expense ratio of 0.18% while TLTD charges 0.39%. QQQ is the cheaper option, by $21 a year on a $10,000 investment.

Which performed better, QQQ or TLTD?

Over the past year QQQ returned +22.63% vs +20.91% for TLTD, so QQQ leads on 1-year performance. Over the longest common window we track (14 years), QQQ annualized +18.50% vs +6.83% for TLTD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or TLTD?

QQQ has been the more volatile fund at 17.6% annualized versus 15.0% for TLTD. Worst drawdown: QQQ -35.1% vs TLTD -44.6%.

Should I hold both QQQ and TLTD?

QQQ and TLTD have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between QQQ and TLTD?

2.3% of TLTD's money is in holdings QQQ also owns. 2.3% of TLTD's is in holdings QQQ also owns. They hold 6 positions in common, counted across the 102 positions we hold weights for in QQQ and 2,231 in TLTD.

Which pays a higher dividend, QQQ or TLTD?

QQQ yields 0.44% while TLTD yields 3.18%, so TLTD currently pays the higher dividend yield.

Is TLTD better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. TLTD is less concentrated, with 7.2% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.