TOAO vs VYM

TOAO vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricTOAOVYMWinner
Expense Ratio0.95%0.04%
AUM$448M$81.6B
Dividend Yield0.00%2.24%
Holdings49616
YTD Return+7.12%+14.66%
1Y Return-+22.16%
3Y Return (annualized)-+18.72%
5Y Return (annualized)-+12.18%
Volatility (annualized)-14.6%
Max Drawdown-4.2%-58.8%
Fund FamilyTwin OakVanguard (US)
CategoryEquityEquity
InceptionApr 24, 2026Nov 10, 2006

TOAO vs VYM Performance

Twin Oak Active Opportunities III ETF (TOAO) is a ETF from Twin Oak and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, TOAO is up 7.12% versus a gain of 14.66% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.2% for TOAO and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TOAO charges 0.95% per year while VYM charges 0.04%. On a $10,000 position that is $95 vs $4 annually, a gap of $91 per year that compounds over a long holding period. On income, TOAO currently yields 0.00% against 2.24% for VYM.

Holdings Overlap

7.1%overlap

TOAO and VYM share 2 holdings out of 629 unique holdings combined, representing a 7.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TOAOWeight in VYMDifference
AVGO5.77%7.29%1.52%
UNH1.33%1.56%0.23%

Frequently Asked Questions

Which is cheaper, TOAO or VYM?

TOAO has an expense ratio of 0.95% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $91 per year of difference.

What is the holdings overlap between TOAO and VYM?

TOAO and VYM share 2 common holdings with a 7.1% weight overlap. Combined, they hold 629 unique securities.

Which pays a higher dividend, TOAO or VYM?

TOAO yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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