TOCT vs VYM
Innovator Equity Defined Protection ETF - 2 Yr to October 2027 vs Vanguard High Dividend Yield ETF
Which is better, TOCT or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TOCT | VYM |
|---|---|---|
| Expense Ratio | 0.79% | 0.04%Best |
| AUM | $14M | $81.6B |
| Dividend Yield | 0.00% | 2.22% |
| Holdings | 5 | 613 |
| YTD Return | +3.10% | +10.23%Best |
| 1Y Return | +3.45% | +14.28%Best |
| 3Y Return (annualized) | - | +17.50% |
| 5Y Return (annualized) | - | +11.60% |
| Fund Family | Innovator ETFs Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | - | Large Cap Value |
| Inception | Oct 1, 2025 | Nov 10, 2006 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
TOCT vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
TOCT vs VYM Performance
Innovator Equity Defined Protection ETF - 2 Yr to October 2027 (TOCT) is an ETF from Innovator ETFs Trust and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TOCT returned +3.45% while VYM returned +14.28%. Year to date, TOCT is up 3.10% versus a gain of 10.23% for VYM.
Past performance does not guarantee future results.
Fees and Cost Over Time
TOCT charges 0.79% per year while VYM charges 0.04%. On a $10,000 position that is $79 vs $4 annually, a gap of $75 per year that compounds over a long holding period. On income, TOCT currently yields 0.00% against 2.22% for VYM.
You are not choosing between two funds in isolation.
Whichever of TOCT and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TOCT or VYM?
TOCT has an expense ratio of 0.79% while VYM charges 0.04%. VYM is the cheaper option, by $75 a year on a $10,000 investment.
Which performed better, TOCT or VYM?
Over the past year TOCT returned +3.45% vs +14.28% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, TOCT or VYM?
TOCT yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than TOCT?
VYM has a lower expense ratio. VYM led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.