TOCT vs VOO

TOCT vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricTOCTVOOWinner
Expense Ratio0.79%0.03%
AUM$14M$997.4B
Dividend Yield0.00%1.08%
Holdings5509
YTD Return+3.08%+12.63%
1Y Return+3.43%+20.89%
3Y Return (annualized)-+21.06%
5Y Return (annualized)-+12.62%
Volatility (annualized)-14.1%
Max Drawdown-2.0%-34.3%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionOct 1, 2025Sep 7, 2010

TOCT vs VOO Performance

Innovator Equity Defined Protection ETF - 2 Yr to October 2027 (TOCT) is a ETF from Innovator ETFs Trust and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TOCT returned +3.43% while VOO returned +20.89%. Year to date, TOCT is up 3.08% versus a gain of 12.63% for VOO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.0% for TOCT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TOCT charges 0.79% per year while VOO charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, TOCT currently yields 0.00% against 1.08% for VOO.

Frequently Asked Questions

Which is cheaper, TOCT or VOO?

TOCT has an expense ratio of 0.79% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, TOCT or VOO?

Over the past year TOCT returned +3.43% vs +20.89% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results.

Which pays a higher dividend, TOCT or VOO?

TOCT yields 0.00% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

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