TXS vs VTI
Texas Capital Texas Equity Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TXS or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 42.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TXS | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $39M | $666.9B |
| Dividend Yield | 0.75% | 1.03% |
| Holdings | 457 | 3,543 |
| Volatility (annualized) | 13.8% | 13.2%Best |
| Max Drawdown | -19.7% | -19.3%Best |
| $10,000 over 3.2 years | $17,364Tie | $17,364Tie |
| Top 10 Weight | 42.2% | 33.3%Best |
| Fund Family | Texas Capital | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 12, 2023 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 15 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. TXS has data through Sep 15, 2026 and VTI through Sep 30, 2026.
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jul 13, 2023 to Sep 15, 2026 (3.2 years).
Risk: Volatility and Drawdowns
TXS has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for TXS and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TXS charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, TXS currently yields 0.75% against 1.03% for VTI.
Holdings Overlap
98.1% of TXS's money is in holdings VTI also owns. 8.0% of VTI's money is in holdings TXS also owns.
Most of TXS is already inside VTI. Owning both mostly buys the same companies twice.
216 positions in common, counted across the 228 positions we hold weights for in TXS and 3,463 in VTI, against full books of 457 and 3,543.
What only one of them owns
Our book lists 1,038 positions for VTI that do not appear in our book for TXS (89.5% of the fund), and 10 for TXS that do not appear in VTI (1.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TXS | Weight in VTI | Difference |
|---|---|---|---|
| CRWDCrowdstrike Holdings Inc | 7.26% | 0.26% | 7.00% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 5.47% | 0.03% | 5.44% |
| MCKMckesson Corp. | 5.36% | 0.14% | 5.22% |
| TSLATesla Inc | 3.91% | 1.22% | 2.69% |
| SCHWSchwab Strategic T | 4.84% | 0.24% | 4.60% |
| DLRDigital Realty Trust Inc. | 4.19% | 0.09% | 4.10% |
| WMWaste Mgmt | 3.25% | 0.13% | 3.12% |
| XOMExxon Mobil Corp. | 2.23% | 0.89% | 1.34% |
| LNGCheniere Energy Inc. | 2.84% | 0.08% | 2.76% |
| CBRECbre Services Inc | 2.67% | 0.06% | 2.61% |
98.1% of TXS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TXS or VTI?
TXS has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which is riskier, TXS or VTI?
TXS has been the more volatile fund at 13.8% annualized versus 13.2% for VTI. Worst drawdown: TXS -19.7% vs VTI -19.3%.
Should I hold both TXS and VTI?
TXS and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TXS and VTI?
98.1% of TXS's money is in holdings VTI also owns. 8.0% of VTI's is in holdings TXS also owns. They hold 216 positions in common, counted across the 228 positions we hold weights for in TXS and 3,463 in VTI.
Which pays a higher dividend, TXS or VTI?
TXS yields 0.75% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than TXS?
VTI has a lower expense ratio. VTI led over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 42.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.