TXS vs VTI
Texas Capital Texas Equity Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TXS or VTI?
Each has led over a different period.
VTI has a lower expense ratio. TXS led over 1Y, VTI over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TXS | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $39M | $666.9B |
| Dividend Yield | 0.78% | 1.07% |
| Holdings | 457 | 3,543 |
| YTD Return | +18.27%Best | +12.95% |
| 1Y Return | +20.88%Best | +19.17% |
| 3Y Return (annualized) | +20.47% | +20.86%Best |
| 5Y Return (annualized) | - | +11.72% |
| Volatility (annualized) | 13.8% | 13.2%Best |
| Max Drawdown | -19.7% | -19.3%Best |
| $10,000 over 3.2 years | $17,387 | $17,646Best |
| Fund Family | Texas Capital | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 12, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jul 13, 2023 to Sep 8, 2026 (3.2 years).
TXS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
TXS vs VTI Performance
Texas Capital Texas Equity Index ETF (TXS) is an ETF from Texas Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TXS returned +20.88% while VTI returned +19.17%. Year to date, TXS is up 18.27% versus a gain of 12.95% for VTI.
Over three years, TXS compounded at +20.47% per year against +20.86% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TXS has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for TXS and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TXS charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, TXS currently yields 0.78% against 1.07% for VTI.
Holdings Overlap
At least 92.9% of TXS's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of TXS is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 49 days apart, TXS as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
187 positions in common, counted across the 229 positions we hold weights for in TXS and 2,788 in VTI, against full books of 457 and 3,543.
Top Shared Holdings
| Stock | Weight in TXS | Weight in VTI | Difference |
|---|---|---|---|
| CRWDCrowdstrike Holdings Inc - A | 7.53% | 0.25% | 7.28% |
| THCTenet Healthcare Corp. | 5.67% | 0.02% | 5.65% |
| SCHWCharles Schwab Corp. | 5.16% | 0.21% | 4.95% |
| TSLATesla Motors Inc | 3.66% | 1.63% | 2.03% |
| MCKMckesson Corp. | 5.00% | 0.12% | 4.88% |
| DLRDigital Realty Trust Inc. | 4.42% | 0.09% | 4.33% |
| WMWaste Management Inc . | 3.29% | 0.12% | 3.17% |
| XOMExxon Mobil Corp | 2.23% | 0.78% | 1.45% |
| CBRECbre Group Inc. Class A | 2.75% | 0.05% | 2.70% |
| LNGCheniere Energy Inc | 2.61% | 0.07% | 2.54% |
92.9% of TXS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TXS or VTI?
TXS has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, TXS or VTI?
Over the past year TXS returned +20.88% vs +19.17% for VTI, so TXS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TXS or VTI?
TXS has been the more volatile fund at 13.8% annualized versus 13.2% for VTI. Worst drawdown: TXS -19.7% vs VTI -19.3%.
Should I hold both TXS and VTI?
TXS and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TXS and VTI?
At least 92.9% of TXS's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 187 positions in common, counted across the 229 positions we hold weights for in TXS and 2,788 in VTI.
Which pays a higher dividend, TXS or VTI?
TXS yields 0.78% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Is VTI better than TXS?
VTI has a lower expense ratio. TXS led over 1Y, VTI over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.