TYA vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricTYAVOOWinner
Expense Ratio0.25%0.03%
AUM$65M$979.0B
Dividend Yield3.64%1.09%
Holdings3509
YTD Return-8.98%+13.79%
1Y Return-7.42%+23.01%
3Y Return (annualized)-0.73%+21.78%
5Y Return (annualized)-+13.39%
Volatility (annualized)19.3%14.1%
Max Drawdown-51.1%-34.3%
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryAlternativeEquity
InceptionSep 27, 2021Sep 7, 2010

TYA vs VOO Performance

Simplify Intermediate Term Treasury Futures Strategy ETF (TYA) is a ETF from Simplify Exchange Traded Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TYA returned -7.42% while VOO returned +23.01%. Year to date, TYA is down 8.98% versus a gain of 13.79% for VOO.

Over three years, TYA compounded at -0.73% per year against +21.78% for VOO. Across the full 5-year window we track, VOO has the edge at +13.57% annualized vs -11.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TYA has been the more volatile fund, with annualized monthly volatility of 19.3% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -51.1% for TYA and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TYA charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, TYA currently yields 3.64% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

TYA and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TYA or VOO?

TYA has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, TYA or VOO?

Over the past year TYA returned -7.42% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), TYA annualized -11.06% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, TYA or VOO?

TYA has been the more volatile fund at 19.3% annualized versus 14.1% for VOO. Worst drawdown: TYA -51.1% vs VOO -34.3%.

Should I hold both TYA and VOO?

TYA and VOO have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TYA and VOO?

TYA and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, TYA or VOO?

TYA yields 3.64% while VOO yields 1.09%, so TYA currently pays the higher dividend yield.

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