UNIY vs VYM
WisdomTree Voya Yield Enhanced USD Universal Bond Fund vs Vanguard High Dividend Yield ETF
Which is better, UNIY or VYM?
High Yield Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UNIY | VYM |
|---|---|---|
| Expense Ratio | 0.15% | 0.04%Best |
| AUM | $1.3B | $83.1B |
| Dividend Yield | 4.87% | 2.22% |
| Holdings | 6,627 | 608 |
| YTD Return | -2.50% | +11.34%Best |
| 1Y Return | -1.67% | +14.86%Best |
| 3Y Return (annualized) | +4.58% | +18.91%Best |
| 5Y Return (annualized) | - | +11.69% |
| Volatility (annualized) | 5.3%Best | 11.4% |
| Max Drawdown | -6.3%Best | -14.5% |
| $10,000 over 3.7 years | $11,084 | $15,961Best |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Value |
| Inception | Feb 7, 2023 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Feb 7, 2023 to Oct 6, 2026 (3.7 years).
UNIY vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
UNIY vs VYM Performance
WisdomTree Voya Yield Enhanced USD Universal Bond Fund (UNIY) is an ETF from WisdomTree Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year UNIY returned -1.67% while VYM returned +14.86%. Year to date, UNIY is down 2.50% versus a gain of 11.34% for VYM.
Over three years, UNIY compounded at +4.58% per year against +18.91% for VYM. Across the full 4-year window we track, VYM has the edge at +13.47% annualized vs +2.82%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 11.4% compared with 5.3% for UNIY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for UNIY and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
UNIY charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, UNIY currently yields 4.87% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 1 holding in UNIY and 557 in VYM, totalling 0.1% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, UNIY as of Sep 15, 2026 and VYM as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 1 positions we hold weights for in UNIY and 557 in VYM, against full books of 6,627 and 608.
You are not choosing between two funds in isolation.
Whichever of UNIY and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UNIY or VYM?
UNIY has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option, by $11 a year on a $10,000 investment.
Which performed better, UNIY or VYM?
Over the past year UNIY returned -1.67% vs +14.86% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), UNIY annualized +2.82% vs +13.47% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, UNIY or VYM?
VYM has been the more volatile fund at 11.4% annualized versus 5.3% for UNIY. Worst drawdown: UNIY -6.3% vs VYM -14.5%.
Should I hold both UNIY and VYM?
UNIY and VYM have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, UNIY or VYM?
UNIY yields 4.87% while VYM yields 2.22%, so UNIY currently pays the higher dividend yield.
Is VYM better than UNIY?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.