UNIY vs VYM
WisdomTree Voya Yield Enhanced USD Universal Bond Fund vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. UNIY offers more diversification with 6,627 holdings.
Side-by-Side Comparison
| Metric | UNIY | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.04% | |
| AUM | $1.3B | $81.6B | |
| Dividend Yield | 4.89% | 2.24% | |
| Holdings | 6,627 | 616 | |
| YTD Return | -0.11% | +15.34% | |
| 1Y Return | +2.57% | +23.24% | |
| 3Y Return (annualized) | +5.01% | +19.22% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 5.2% | 14.6% | |
| Max Drawdown | -6.3% | -58.8% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 7, 2023 | Nov 10, 2006 |
UNIY vs VYM Performance
WisdomTree Voya Yield Enhanced USD Universal Bond Fund (UNIY) is a ETF from WisdomTree Investments and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year UNIY returned +2.57% while VYM returned +23.24%. Year to date, UNIY is down 0.11% versus a gain of 15.34% for VYM.
Over three years, UNIY compounded at +5.01% per year against +19.22% for VYM. Across the full 4-year window we track, VYM has the edge at +7.04% annualized vs +3.63%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.2% for UNIY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for UNIY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
UNIY charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, UNIY currently yields 4.89% against 2.24% for VYM.
Holdings Overlap
UNIY and VYM share 0 holdings out of 638 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, UNIY or VYM?
UNIY has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, UNIY or VYM?
Over the past year UNIY returned +2.57% vs +23.24% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), UNIY annualized +3.63% vs +7.04% for VYM. Past performance does not guarantee future results.
Which is riskier, UNIY or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 5.2% for UNIY. Worst drawdown: UNIY -6.3% vs VYM -58.8%.
Should I hold both UNIY and VYM?
UNIY and VYM have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UNIY and VYM?
UNIY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 638 unique securities.
Which pays a higher dividend, UNIY or VYM?
UNIY yields 4.89% while VYM yields 2.24%, so UNIY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.