UNIY vs VXUS
WisdomTree Voya Yield Enhanced USD Universal Bond Fund vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | UNIY | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.05% | |
| AUM | $1.3B | $156.5B | |
| Dividend Yield | 4.82% | 2.60% | |
| Holdings | 6,627 | 8,747 | |
| YTD Return | -0.05% | +15.00% | |
| 1Y Return | +2.52% | +26.87% | |
| 3Y Return (annualized) | +4.75% | +19.79% | |
| 5Y Return (annualized) | - | +9.26% | |
| Volatility (annualized) | 5.2% | 15.1% | |
| Max Drawdown | -6.3% | -39.9% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 7, 2023 | Jan 26, 2011 |
UNIY vs VXUS Performance
WisdomTree Voya Yield Enhanced USD Universal Bond Fund (UNIY) is a ETF from WisdomTree Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year UNIY returned +2.52% while VXUS returned +26.87%. Year to date, UNIY is down 0.05% versus a gain of 15.00% for VXUS.
Over three years, UNIY compounded at +4.75% per year against +19.79% for VXUS. Across the full 4-year window we track, VXUS has the edge at +4.88% annualized vs +3.68%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.2% for UNIY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for UNIY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
UNIY charges 0.15% per year while VXUS charges 0.05%. On a $10,000 position that is $15 vs $5 annually, a gap of $10 per year that compounds over a long holding period. On income, UNIY currently yields 4.82% against 2.60% for VXUS.
Holdings Overlap
UNIY and VXUS share 0 holdings out of 7896 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, UNIY or VXUS?
UNIY has an expense ratio of 0.15% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $10 per year of difference.
Which performed better, UNIY or VXUS?
Over the past year UNIY returned +2.52% vs +26.87% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), UNIY annualized +3.68% vs +4.88% for VXUS. Past performance does not guarantee future results.
Which is riskier, UNIY or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 5.2% for UNIY. Worst drawdown: UNIY -6.3% vs VXUS -39.9%.
Should I hold both UNIY and VXUS?
UNIY and VXUS have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UNIY and VXUS?
UNIY and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7896 unique securities.
Which pays a higher dividend, UNIY or VXUS?
UNIY yields 4.82% while VXUS yields 2.60%, so UNIY currently pays the higher dividend yield.
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