UNIY vs VXUS
WisdomTree Voya Yield Enhanced USD Universal Bond Fund vs Vanguard Total International Stock ETF
Which is better, UNIY or VXUS?
High Yield Bond against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UNIY | VXUS |
|---|---|---|
| Expense Ratio | 0.15% | 0.05%Best |
| AUM | $1.3B | $158.1B |
| Dividend Yield | 4.87% | 2.51% |
| Holdings | 6,627 | 8,747 |
| YTD Return | -1.07% | +12.82%Best |
| 1Y Return | -0.28% | +19.86%Best |
| 3Y Return (annualized) | +4.49% | +19.33%Best |
| 5Y Return (annualized) | - | +9.46% |
| Volatility (annualized) | 5.2%Best | 12.1% |
| Max Drawdown | -6.3%Best | -13.6% |
| $10,000 over 3.6 years | $11,232 | $17,089Best |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Feb 7, 2023 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 7, 2023 to Sep 18, 2026 (3.6 years).
UNIY vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.
UNIY vs VXUS Performance
WisdomTree Voya Yield Enhanced USD Universal Bond Fund (UNIY) is an ETF from WisdomTree Investments and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year UNIY returned -0.28% while VXUS returned +19.86%. Year to date, UNIY is down 1.07% versus a gain of 12.82% for VXUS.
Over three years, UNIY compounded at +4.49% per year against +19.33% for VXUS. Across the full 4-year window we track, VXUS has the edge at +16.05% annualized vs +3.28%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 5.2% for UNIY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for UNIY and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
UNIY charges 0.15% per year while VXUS charges 0.05%. On a $10,000 position that is $15 vs $5 annually, a gap of $10 per year that compounds over a long holding period. On income, UNIY currently yields 4.87% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 1 holding in UNIY and 8,082 in VXUS, totalling 0.1% and 88.8% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 1 positions we hold weights for in UNIY and 8,082 in VXUS, against full books of 6,627 and 8,747.
Top Shared Holdings
| Stock | Weight in UNIY | Weight in VXUS | Difference |
|---|---|---|---|
| STAN:LNStandard Chartered Plc | 0.05% | 0.12% | 0.07% |
You are not choosing between two funds in isolation.
Whichever of UNIY and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UNIY or VXUS?
UNIY has an expense ratio of 0.15% while VXUS charges 0.05%. VXUS is the cheaper option, by $10 a year on a $10,000 investment.
Which performed better, UNIY or VXUS?
Over the past year UNIY returned -0.28% vs +19.86% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), UNIY annualized +3.28% vs +16.05% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, UNIY or VXUS?
VXUS has been the more volatile fund at 12.1% annualized versus 5.2% for UNIY. Worst drawdown: UNIY -6.3% vs VXUS -13.6%.
Should I hold both UNIY and VXUS?
UNIY and VXUS have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, UNIY or VXUS?
UNIY yields 4.87% while VXUS yields 2.51%, so UNIY currently pays the higher dividend yield.
Is VXUS better than UNIY?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.