UNIY vs VOO

UNIY vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. UNIY offers more diversification with 6,627 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: UNIY

Side-by-Side Comparison

MetricUNIYVOOWinner
Expense Ratio0.15%0.03%
AUM$1.3B$997.4B
Dividend Yield4.89%1.08%
Holdings6,627509
YTD Return-0.11%+12.68%
1Y Return+2.57%+21.87%
3Y Return (annualized)+5.01%+22.06%
5Y Return (annualized)-+12.95%
Volatility (annualized)5.2%14.1%
Max Drawdown-6.3%-34.3%
Fund FamilyWisdomTree InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 7, 2023Sep 7, 2010

UNIY vs VOO Performance

WisdomTree Voya Yield Enhanced USD Universal Bond Fund (UNIY) is a ETF from WisdomTree Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UNIY returned +2.57% while VOO returned +21.87%. Year to date, UNIY is down 0.11% versus a gain of 12.68% for VOO.

Over three years, UNIY compounded at +5.01% per year against +22.06% for VOO. Across the full 4-year window we track, VOO has the edge at +13.47% annualized vs +3.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.2% for UNIY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.3% for UNIY and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

UNIY charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, UNIY currently yields 4.89% against 1.08% for VOO.

Holdings Overlap

0.0%overlap

UNIY and VOO share 0 holdings out of 540 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, UNIY or VOO?

UNIY has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, UNIY or VOO?

Over the past year UNIY returned +2.57% vs +21.87% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), UNIY annualized +3.63% vs +13.47% for VOO. Past performance does not guarantee future results.

Which is riskier, UNIY or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 5.2% for UNIY. Worst drawdown: UNIY -6.3% vs VOO -34.3%.

Should I hold both UNIY and VOO?

UNIY and VOO have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UNIY and VOO?

UNIY and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 540 unique securities.

Which pays a higher dividend, UNIY or VOO?

UNIY yields 4.89% while VOO yields 1.08%, so UNIY currently pays the higher dividend yield.

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