UPV vs VTI

Quick Verdict

VTI has a lower expense ratio. UPV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: UPVMore Diversified: VTI

Side-by-Side Comparison

MetricUPVVTIWinner
Expense Ratio0.95%0.03%
AUM$16M$663.5B
Dividend Yield2.24%1.07%
Holdings73,543
YTD Return+16.27%+14.22%
1Y Return+36.63%+22.19%
3Y Return (annualized)+27.24%+21.27%
5Y Return (annualized)+9.19%+12.23%
Volatility (annualized)35.9%15.3%
Max Drawdown-68.7%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionApr 27, 2010May 24, 2001

UPV vs VTI Performance

ProShares Ultra FTSE Europe (UPV) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year UPV returned +36.63% while VTI returned +22.19%. Year to date, UPV is up 16.27% versus a gain of 14.22% for VTI.

Over three years, UPV compounded at +27.24% per year against +21.27% for VTI; over five years the annualized figures are +9.19% and +12.23% respectively. Across the full 16-year window we track, UPV has the edge at +8.39% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UPV has been the more volatile fund, with annualized monthly volatility of 35.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -68.7% for UPV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

UPV charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UPV currently yields 2.24% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

UPV and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, UPV or VTI?

UPV has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, UPV or VTI?

Over the past year UPV returned +36.63% vs +22.19% for VTI, so UPV leads on 1-year performance. Over the longest common window we track (16 years), UPV annualized +8.39% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, UPV or VTI?

UPV has been the more volatile fund at 35.9% annualized versus 15.3% for VTI. Worst drawdown: UPV -68.7% vs VTI -56.6%.

Should I hold both UPV and VTI?

UPV and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UPV and VTI?

UPV and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, UPV or VTI?

UPV yields 2.24% while VTI yields 1.07%, so UPV currently pays the higher dividend yield.

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