USAI vs VOO
Pacer American Energy Infrastructure ETF vs Vanguard S&P 500 ETF
Which is better, USAI or VOO?
Mid Cap Value against Large Cap Blend.
VOO has a lower expense ratio. USAI led over 1Y, 3Y and 5Y, VOO over the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 61.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USAI | VOO |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $121M | $997.4B |
| Dividend Yield | 4.01% | 1.04% |
| Holdings | 37 | 509 |
| YTD Return | +20.73%Best | +13.31% |
| 1Y Return | +18.87%Best | +17.07% |
| 3Y Return (annualized) | +23.10%Best | +22.72% |
| 5Y Return (annualized) | +19.27%Best | +13.19% |
| Volatility (annualized) | 28.5% | 16.4%Best |
| Max Drawdown | -69.3% | -34.3%Best |
| $10,000 over 5 years | $24,135Best | $18,580 |
| Top 10 Weight | 61.7% | 37.6%Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Dec 12, 2017 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Dec 13, 2017 to Sep 23, 2026 (8.8 years).
USAI vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.8 years both funds cover.
USAI vs VOO Performance
Pacer American Energy Infrastructure ETF (USAI) is an ETF from Pacer ETFs and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year USAI returned +18.87% while VOO returned +17.07%. Year to date, USAI is up 20.73% versus a gain of 13.31% for VOO.
Over three years, USAI compounded at +23.10% per year against +22.72% for VOO; over five years the annualized figures are +19.27% and +13.19% respectively. Across the full 9-year window we track, VOO has the edge at +13.85% annualized vs +10.54%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USAI has been the more volatile fund, with annualized monthly volatility of 28.5% compared with 16.4% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -69.3% for USAI and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
USAI charges 0.75% per year while VOO charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, USAI currently yields 4.01% against 1.04% for VOO.
Holdings Overlap
27.6% of USAI's money is in holdings VOO also owns. 0.5% of VOO's money is in holdings USAI also owns.
USAI and VOO share little of their money.
6 positions in common, counted across the 35 positions we hold weights for in USAI and 494 in VOO, against full books of 37 and 509.
What only one of them owns
Our book lists 481 positions for VOO that do not appear in our book for USAI (98.7% of the fund), and 23 for USAI that do not appear in VOO (51.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
27.6% of USAI is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USAI or VOO?
USAI has an expense ratio of 0.75% while VOO charges 0.03%. VOO is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, USAI or VOO?
Over the past year USAI returned +18.87% vs +17.07% for VOO, so USAI leads on 1-year performance. Over the longest common window we track (9 years), USAI annualized +10.54% vs +13.85% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USAI or VOO?
USAI has been the more volatile fund at 28.5% annualized versus 16.4% for VOO. Worst drawdown: USAI -69.3% vs VOO -34.3%.
Should I hold both USAI and VOO?
USAI and VOO have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between USAI and VOO?
27.6% of USAI's money is in holdings VOO also owns. 0.5% of VOO's is in holdings USAI also owns. They hold 6 positions in common, counted across the 35 positions we hold weights for in USAI and 494 in VOO.
Which pays a higher dividend, USAI or VOO?
USAI yields 4.01% while VOO yields 1.04%, so USAI currently pays the higher dividend yield.
Is VOO better than USAI?
VOO has a lower expense ratio. USAI led over 1Y, 3Y and 5Y, VOO over the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 61.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.