USG vs VTI
USCF Gold Strategy Plus Income Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, USG or VTI?
Each has led over a different period.
VTI has a lower expense ratio. USG led over 3Y and the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USG | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $8M | $666.9B |
| Dividend Yield | 28.29% | 1.03% |
| Holdings | 4 | 3,543 |
| YTD Return | -4.72% | +12.08%Best |
| 1Y Return | +9.98% | +16.31%Best |
| 3Y Return (annualized) | +24.69%Best | +20.83% |
| 5Y Return (annualized) | - | +11.89% |
| Volatility (annualized) | 15.3%Best | 16.0% |
| Max Drawdown | -24.9%Best | -25.4% |
| $10,000 over 4.9 years | $20,607Best | $16,720 |
| Fund Family | USCF Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Nov 8, 2021 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.9 years row, are measured over the window both funds cover: Nov 3, 2021 to Sep 14, 2026 (4.9 years).
USG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
USG vs VTI Performance
USCF Gold Strategy Plus Income Fund (USG) is an ETF from USCF Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year USG returned +9.98% while VTI returned +16.31%. Year to date, USG is down 4.72% versus a gain of 12.08% for VTI.
Over three years, USG compounded at +24.69% per year against +20.83% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for USG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.9% for USG and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.15. They move largely independently of each other.
Fees and Cost Over Time
USG charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, USG currently yields 28.29% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of USG and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USG or VTI?
USG has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, USG or VTI?
Over the past year USG returned +9.98% vs +16.31% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USG or VTI?
VTI has been the more volatile fund at 16.0% annualized versus 15.3% for USG. Worst drawdown: USG -24.9% vs VTI -25.4%.
Should I hold both USG and VTI?
USG and VTI have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, USG or VTI?
USG yields 28.29% while VTI yields 1.03%, so USG currently pays the higher dividend yield.
Is VTI better than USG?
VTI has a lower expense ratio. USG led over 3Y and the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.