USVM vs VTI
VictoryShares US Small Mid Cap Value Momentum ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, USVM or VTI?
Small Cap Value against Large Cap Blend.
VTI has a lower expense ratio. USVM led over 1Y, VTI over 3Y, 5Y and the full window. USVM is less concentrated, with 7.0% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USVM | VTI |
|---|---|---|
| Expense Ratio | 0.29% | 0.03%Best |
| AUM | $1.8B | $666.9B |
| Dividend Yield | 1.85% | 1.03% |
| Holdings | 289 | 3,543 |
| YTD Return | +17.04%Best | +11.53% |
| 1Y Return | +21.12%Best | +15.74% |
| 3Y Return (annualized) | +19.09% | +20.67%Best |
| 5Y Return (annualized) | +10.43% | +11.59%Best |
| Volatility (annualized) | 20.2% | 16.7%Best |
| Max Drawdown | -44.1% | -35.0%Best |
| $10,000 over 5 years | $16,422 | $17,303Best |
| Top 10 Weight | 7.0%Best | 33.3% |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Blend |
| Inception | Oct 24, 2017 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Oct 26, 2017 to Sep 15, 2026 (8.9 years).
USVM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.9 years both funds cover.
USVM vs VTI Performance
VictoryShares US Small Mid Cap Value Momentum ETF (USVM) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year USVM returned +21.12% while VTI returned +15.74%. Year to date, USVM is up 17.04% versus a gain of 11.53% for VTI.
Over three years, USVM compounded at +19.09% per year against +20.67% for VTI; over five years the annualized figures are +10.43% and +11.59% respectively. Across the full 9-year window we track, VTI has the edge at +13.41% annualized vs +10.00%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USVM has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 16.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.1% for USVM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
USVM charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, USVM currently yields 1.85% against 1.03% for VTI.
Holdings Overlap
97.4% of USVM's money is in holdings VTI also owns. 1.8% of VTI's money is in holdings USVM also owns.
Most of USVM is already inside VTI. Owning both mostly buys the same companies twice.
279 positions in common, counted across the 287 positions we hold weights for in USVM and 3,463 in VTI, against full books of 289 and 3,543.
What only one of them owns
Our book lists 1,001 positions for VTI that do not appear in our book for USVM (95.7% of the fund), and 6 for USVM that do not appear in VTI (1.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in USVM | Weight in VTI | Difference |
|---|---|---|---|
| PNWPinnacle West Capital Corp. | 0.75% | 0.02% | 0.73% |
| OGSOne Gas Inc | 0.75% | 0.01% | 0.74% |
| SWXSouthwest Gas Holdings Inc Common Stock Usd 1 | 0.71% | 0.01% | 0.70% |
| GEFGreif Inc | 0.71% | 0.00% | 0.71% |
| BNLBroadstone Net Lease, Inc. | 0.70% | 0.01% | 0.69% |
| NJRNew Jersey Res | 0.68% | 0.01% | 0.67% |
| SRSpire Inc. | 0.68% | 0.01% | 0.67% |
| PORPortland General | 0.66% | 0.01% | 0.65% |
| EFCEllington Financial Inc | 0.66% | 0.00% | 0.66% |
| ESNT:BMEssent Group Ltd | 0.65% | 0.01% | 0.64% |
97.4% of USVM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USVM or VTI?
USVM has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.
Which performed better, USVM or VTI?
Over the past year USVM returned +21.12% vs +15.74% for VTI, so USVM leads on 1-year performance. Over the longest common window we track (9 years), USVM annualized +10.00% vs +13.41% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USVM or VTI?
USVM has been the more volatile fund at 20.2% annualized versus 16.7% for VTI. Worst drawdown: USVM -44.1% vs VTI -35.0%.
Should I hold both USVM and VTI?
USVM and VTI have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between USVM and VTI?
97.4% of USVM's money is in holdings VTI also owns. 1.8% of VTI's is in holdings USVM also owns. They hold 279 positions in common, counted across the 287 positions we hold weights for in USVM and 3,463 in VTI.
Which pays a higher dividend, USVM or VTI?
USVM yields 1.85% while VTI yields 1.03%, so USVM currently pays the higher dividend yield.
Is VTI better than USVM?
VTI has a lower expense ratio. USVM led over 1Y, VTI over 3Y, 5Y and the full window. USVM is less concentrated, with 7.0% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.