USVN vs VOO
F/m US Treasury 7 Year Note ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | USVN | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $7M | $979.0B | |
| Dividend Yield | 4.09% | 1.09% | |
| Holdings | 2 | 509 | |
| YTD Return | -0.84% | +13.72% | |
| 1Y Return | +1.22% | +21.63% | |
| 3Y Return (annualized) | +3.96% | +21.55% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 5.5% | 14.1% | |
| Max Drawdown | -8.3% | -34.3% | |
| Fund Family | US Benchmark Series | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 28, 2023 | Sep 7, 2010 |
USVN vs VOO Performance
F/m US Treasury 7 Year Note ETF (USVN) is a ETF from US Benchmark Series and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year USVN returned +1.22% while VOO returned +21.63%. Year to date, USVN is down 0.84% versus a gain of 13.72% for VOO.
Over three years, USVN compounded at +3.96% per year against +21.55% for VOO. Across the full 3-year window we track, VOO has the edge at +13.56% annualized vs +2.54%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.5% for USVN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.3% for USVN and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
USVN charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, USVN currently yields 4.09% against 1.09% for VOO.
Frequently Asked Questions
Which is cheaper, USVN or VOO?
USVN has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, USVN or VOO?
Over the past year USVN returned +1.22% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), USVN annualized +2.54% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, USVN or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 5.5% for USVN. Worst drawdown: USVN -8.3% vs VOO -34.3%.
Should I hold both USVN and VOO?
USVN and VOO have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, USVN or VOO?
USVN yields 4.09% while VOO yields 1.09%, so USVN currently pays the higher dividend yield.
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