UUP vs VTI
Invesco DB US Dollar Index Bullish Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | UUP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $354M | $666.9B | |
| Dividend Yield | 3.29% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +2.95% | +12.65% | |
| 1Y Return | +5.11% | +21.39% | |
| 3Y Return (annualized) | +2.23% | +21.54% | |
| 5Y Return (annualized) | +4.28% | +12.11% | |
| Volatility (annualized) | 7.7% | 15.3% | |
| Max Drawdown | -22.2% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 20, 2007 | May 24, 2001 |
UUP vs VTI Performance
Invesco DB US Dollar Index Bullish Fund (UUP) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year UUP returned +5.11% while VTI returned +21.39%. Year to date, UUP is up 2.95% versus a gain of 12.65% for VTI.
Over three years, UUP compounded at +2.23% per year against +21.54% for VTI; over five years the annualized figures are +4.28% and +12.11% respectively. Across the full 20-year window we track, VTI has the edge at +8.07% annualized vs +1.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.7% for UUP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.2% for UUP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
UUP charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, UUP currently yields 3.29% against 1.07% for VTI.
Holdings Overlap
UUP and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, UUP or VTI?
UUP has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, UUP or VTI?
Over the past year UUP returned +5.11% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), UUP annualized +1.33% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, UUP or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.7% for UUP. Worst drawdown: UUP -22.2% vs VTI -56.6%.
Should I hold both UUP and VTI?
UUP and VTI have a monthly-return correlation of -0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UUP and VTI?
UUP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, UUP or VTI?
UUP yields 3.29% while VTI yields 1.07%, so UUP currently pays the higher dividend yield.
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