UUP vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricUUPVOOWinner
Expense Ratio0.75%0.03%
AUM$430M$979.0B
Dividend Yield3.26%1.09%
Holdings5509
YTD Return+3.80%+13.44%
1Y Return+5.67%+22.62%
3Y Return (annualized)+2.60%+21.47%
5Y Return (annualized)+4.59%+13.27%
Volatility (annualized)7.7%14.1%
Max Drawdown-22.2%-34.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryAlternativeEquity
InceptionFeb 20, 2007Sep 7, 2010

UUP vs VOO Performance

Invesco DB US Dollar Index Bullish Fund (UUP) is a ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UUP returned +5.67% while VOO returned +22.62%. Year to date, UUP is up 3.80% versus a gain of 13.44% for VOO.

Over three years, UUP compounded at +2.60% per year against +21.47% for VOO; over five years the annualized figures are +4.59% and +13.27% respectively. Across the full 16-year window we track, VOO has the edge at +13.55% annualized vs +1.38%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.7% for UUP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.2% for UUP and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.39. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

UUP charges 0.75% per year while VOO charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, UUP currently yields 3.26% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

UUP and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, UUP or VOO?

UUP has an expense ratio of 0.75% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, UUP or VOO?

Over the past year UUP returned +5.67% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), UUP annualized +1.38% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, UUP or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 7.7% for UUP. Worst drawdown: UUP -22.2% vs VOO -34.3%.

Should I hold both UUP and VOO?

UUP and VOO have a monthly-return correlation of -0.39, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UUP and VOO?

UUP and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, UUP or VOO?

UUP yields 3.26% while VOO yields 1.09%, so UUP currently pays the higher dividend yield.

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