VBCF vs VTI
Vanguard Target Maturity 2032 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VBCF or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VBCF | VTI |
|---|---|---|
| Expense Ratio | 0.08% | 0.03%Best |
| AUM | $43M | $666.9B |
| Dividend Yield | 1.28% | 1.03% |
| Holdings | 376 | 3,543 |
| YTD Return | -0.24% | +12.30%Best |
| 1Y Return | - | +16.08% |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Mar 10, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VBCF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VBCF vs VTI Performance
Vanguard Target Maturity 2032 Corporate Bond ETF (VBCF) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, VBCF is down 0.24% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
VBCF charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCF currently yields 1.28% against 1.03% for VTI.
Holdings Overlap
At least 30.0% of VTI's money is in holdings VBCF also owns.
Stated as a floor: for VBCF, our book for it covers 28.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and VBCF share little of their money.
88 positions in common, counted across the 94 positions we hold weights for in VBCF and 3,463 in VTI, against full books of 376 and 3,543.
Top Shared Holdings
| Stock | Weight in VBCF | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 0.35% | 6.29% | 5.94% |
| AMZNAmazon.Com Inc | 0.69% | 3.65% | 2.96% |
| AVGOBroadcom Inc | 0.54% | 2.56% | 2.02% |
| METAMeta Platforms Inc | 0.98% | 1.70% | 0.72% |
| JPMJpmorgan Chase | 1.03% | 1.31% | 0.28% |
| BACBank Of America Corp. | 1.39% | 0.55% | 0.84% |
| MUMicron Technology, Inc. | 0.24% | 1.29% | 1.05% |
| CCitigroup Inc. | 1.07% | 0.30% | 0.77% |
| ORCLOracle Corp - Common | 0.91% | 0.31% | 0.60% |
| VZVerizon Communic | 0.97% | 0.24% | 0.73% |
30.0% of VTI is already inside VBCF.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VBCF or VTI?
VBCF has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option, by $5 a year on a $10,000 investment.
What is the holdings overlap between VBCF and VTI?
At least 30.0% of VTI's money is in holdings VBCF also owns. Our book for VBCF is partial, so the real figure is this or higher. They hold 88 positions in common, counted across the 94 positions we hold weights for in VBCF and 3,463 in VTI.
Which pays a higher dividend, VBCF or VTI?
VBCF yields 1.28% while VTI yields 1.03%, so VBCF currently pays the higher dividend yield.
Is VTI better than VBCF?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.