VBCJ vs VTI
Vanguard Target Maturity 2036 Corporate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VBCJ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.03% | |
| AUM | $12M | $663.5B | |
| Dividend Yield | 0.89% | 1.07% | |
| Holdings | 187 | 3,543 | |
| YTD Return | +0.15% | +14.22% | |
| 1Y Return | - | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -2.8% | -56.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 10, 2026 | May 24, 2001 |
VBCJ vs VTI Performance
Vanguard Target Maturity 2036 Corporate Bond ETF (VBCJ) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VBCJ is up 0.15% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.8% for VBCJ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VBCJ charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCJ currently yields 0.89% against 1.07% for VTI.
Holdings Overlap
VBCJ and VTI share 0 holdings out of 2833 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VBCJ or VTI?
VBCJ has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
What is the holdings overlap between VBCJ and VTI?
VBCJ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2833 unique securities.
Which pays a higher dividend, VBCJ or VTI?
VBCJ yields 0.89% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.