VBCJ vs VTI

VBCJ vs VTI

Which is better, VBCJ or VTI?

Long Term Mid Quality against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVBCJVTI
Expense Ratio0.08%0.03%Best
AUM$18M$666.9B
Dividend Yield1.77%1.03%
Holdings1873,543
YTD Return-0.48%+14.00%Best
1Y Return-+16.88%
3Y Return (annualized)-+22.75%
5Y Return (annualized)-+12.68%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term Mid QualityLarge Cap Blend
InceptionMar 10, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

VBCJ vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

VBCJ vs VTI Performance

Vanguard Target Maturity 2036 Corporate Bond ETF (VBCJ) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, VBCJ is down 0.48% versus a gain of 14.00% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

VBCJ charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCJ currently yields 1.77% against 1.03% for VTI.

Holdings Overlap

VTI already in VBCJ26.7%

At least 26.7% of VTI's money is in holdings VBCJ also owns.

Stated as a floor: for VBCJ, our book for it covers 28.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VTI and VBCJ share little of their money.

39 positions in common, counted across the 42 positions we hold weights for in VBCJ and 3,463 in VTI, against full books of 187 and 3,543.

Top Shared Holdings

StockWeight in VBCJWeight in VTIDifference
MKLMarkel Group Inc10.58%0.07%10.51%
AAPLApple, Inc0.36%6.29%5.93%
AMZNAmazon.Com Inc1.76%3.65%1.89%
MSFTMicrosoft Corp0.45%4.79%4.34%
METAMeta Platforms Inc1.72%1.70%0.02%
AVGOBroadcom Inc0.63%2.56%1.93%
JPMJpmorgan Chase1.05%1.31%0.26%
BACBank Of America Corp.1.04%0.55%0.49%
ORCLOracle Corp - Common1.26%0.31%0.95%
JNJJohnson & Johnson - Common0.26%0.86%0.60%

26.7% of VTI is already inside VBCJ.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

VBCJVTI

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Frequently Asked Questions

Which is cheaper, VBCJ or VTI?

VBCJ has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option, by $5 a year on a $10,000 investment.

What is the holdings overlap between VBCJ and VTI?

At least 26.7% of VTI's money is in holdings VBCJ also owns. Our book for VBCJ is partial, so the real figure is this or higher. They hold 39 positions in common, counted across the 42 positions we hold weights for in VBCJ and 3,463 in VTI.

Which pays a higher dividend, VBCJ or VTI?

VBCJ yields 1.77% while VTI yields 1.03%, so VBCJ currently pays the higher dividend yield.

Is VTI better than VBCJ?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.