VEA vs VTI

VEA vs VTI

Which is better, VEA or VTI?

Each has led over a different period.

VEA led over 1Y, VTI over 3Y, 5Y and the full window.

Lower Fees: TiedHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVEAVTI
Expense Ratio0.03%Tie0.03%Tie
AUM$230.3B$666.9B
Dividend Yield2.49%1.03%
Holdings3,8863,543
YTD Return+15.20%Best+14.00%
1Y Return+23.46%Best+16.88%
3Y Return (annualized)+21.11%+22.75%Best
5Y Return (annualized)+10.30%+12.68%Best
Volatility (annualized)17.7%16.0%Best
Max Drawdown-62.9%-56.6%Best
$10,000 over 5 years$16,326$18,165Best
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJul 20, 2007May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 26, 2007 to Sep 21, 2026 (19.2 years).

VEA vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.2 years both funds cover.

VEA vs VTI Performance

Vanguard FTSE Developed Markets ETF (VEA) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VEA returned +23.46% while VTI returned +16.88%. Year to date, VEA is up 15.20% versus a gain of 14.00% for VTI.

Over three years, VEA compounded at +21.11% per year against +22.75% for VTI; over five years the annualized figures are +10.30% and +12.68% respectively. Across the full 19-year window we track, VTI has the edge at +9.42% annualized vs +3.07%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VEA has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 16.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.9% for VEA and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VEA charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VEA currently yields 2.49% against 1.03% for VTI.

Holdings Overlap

VTI already in VEA0.5%

At least 0.5% of VTI's money is in holdings VEA also owns.

Stated as a floor: for VEA, our book for it covers 94.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

19 positions in common, counted across the 3,754 positions we hold weights for in VEA and 3,463 in VTI, against full books of 3,886 and 3,543.

Top Shared Holdings

StockWeight in VEAWeight in VTIDifference
MKLMarkel Group Inc0.13%0.07%0.06%
WCN:CAWaste Connections Inc Common Stock Cad 00.13%0.06%0.07%
COFCapital One Financial Corp.0.00%0.18%0.18%
SUNBSunbelt Rentals0.09%0.04%0.05%
HBANHuntington Bancshares Inc./Oh0.06%0.05%0.01%
RBA:CARb Global, Inc0.06%0.03%0.03%
RAILFreightcar America Inc0.07%0.00%0.07%
FBKFb Financial Corp0.05%0.00%0.05%
SIG:LNSignet Jewelers Limited Common Shares0.03%0.01%0.02%
KRKroger Co.0.00%0.04%0.04%

You are not choosing between two funds in isolation.

Whichever of VEA and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VEAVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VEA or VTI?

VEA has an expense ratio of 0.03% while VTI charges 0.03%. At the precision these are quoted to, they cost the same.

Which performed better, VEA or VTI?

Over the past year VEA returned +23.46% vs +16.88% for VTI, so VEA leads on 1-year performance. Over the longest common window we track (19 years), VEA annualized +3.07% vs +9.42% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VEA or VTI?

VEA has been the more volatile fund at 17.7% annualized versus 16.0% for VTI. Worst drawdown: VEA -62.9% vs VTI -56.6%.

Should I hold both VEA and VTI?

VEA and VTI have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VEA or VTI?

VEA yields 2.49% while VTI yields 1.03%, so VEA currently pays the higher dividend yield.

Is VTI better than VEA?

VEA led over 1Y, VTI over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.