VGSH vs VYM

Quick Verdict

VGSH has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VGSHHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVGSHVYMWinner
Expense Ratio0.03%0.04%
AUM$29.4B$79.0B
Dividend Yield3.87%2.86%
Holdings94568
YTD Return+0.65%+16.16%
1Y Return+2.56%+26.05%
3Y Return (annualized)+4.25%+18.43%
5Y Return (annualized)+1.87%+12.21%
Volatility (annualized)1.4%14.6%
Max Drawdown-6.7%-58.8%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 19, 2009Nov 10, 2006

VGSH vs VYM Performance

Vanguard Short Term Treasury ETF (VGSH) is a ETF from Vanguard (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year VGSH returned +2.56% while VYM returned +26.05%. Year to date, VGSH is up 0.65% versus a gain of 16.16% for VYM.

Over three years, VGSH compounded at +4.25% per year against +18.43% for VYM; over five years the annualized figures are +1.87% and +12.21% respectively. Across the full 17-year window we track, VYM has the edge at +7.09% annualized vs +0.71%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.4% for VGSH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.7% for VGSH and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VGSH charges 0.03% per year while VYM charges 0.04%. On a $10,000 position that is $3 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, VGSH currently yields 3.87% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

VGSH and VYM share 0 holdings out of 634 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VGSH or VYM?

VGSH has an expense ratio of 0.03% while VYM charges 0.04%. VGSH is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, VGSH or VYM?

Over the past year VGSH returned +2.56% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (17 years), VGSH annualized +0.71% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, VGSH or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 1.4% for VGSH. Worst drawdown: VGSH -6.7% vs VYM -58.8%.

Should I hold both VGSH and VYM?

VGSH and VYM have a monthly-return correlation of -0.01, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VGSH and VYM?

VGSH and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 634 unique securities.

Which pays a higher dividend, VGSH or VYM?

VGSH yields 3.87% while VYM yields 2.86%, so VGSH currently pays the higher dividend yield.

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