VOE vs VWIUX

VOE vs VWIUX
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Quick Verdict

VOE has a lower expense ratio. VOE delivered stronger 1-year returns. VWIUX offers more diversification with 15,066 holdings.

Lower Fees: VOEHigher Returns: VOEMore Diversified: VWIUX

Side-by-Side Comparison

MetricVOEVWIUXWinner
Expense Ratio0.05%0.09%
AUM$23.9B$86.4B
Dividend Yield1.81%3.13%
Holdings17615,066
YTD Return+17.73%-1.67%
1Y Return+24.83%+0.97%
3Y Return (annualized)+18.09%+0.65%
5Y Return (annualized)+10.27%-1.79%
Volatility (annualized)17.6%5.4%
Max Drawdown-63.4%-16.1%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityTax Preferred
InceptionAug 17, 2006Feb 12, 2001

VOE vs VWIUX Performance

Vanguard Morningstar Mid-Cap Value ETF (VOE) is a ETF from Vanguard (US) and Vanguard Intermediate Term Tax-Exempt Fund admiral class (VWIUX) is a mutual fund from Vanguard (US). Over the past year VOE returned +24.83% while VWIUX returned +0.97%. Year to date, VOE is up 17.73% versus a loss of 1.67% for VWIUX.

Over three years, VOE compounded at +18.09% per year against +0.65% for VWIUX; over five years the annualized figures are +10.27% and -1.79% respectively. Across the full 5-year window we track, VOE has the edge at +7.97% annualized vs -1.79%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOE has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 5.4% for VWIUX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.4% for VOE and -16.1% for VWIUX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOE charges 0.05% per year while VWIUX charges 0.09%. On a $10,000 position that is $5 vs $9 annually, a gap of $4 per year that compounds over a long holding period. On income, VOE currently yields 1.81% against 3.13% for VWIUX.

Holdings Overlap

0.0%overlap

VOE and VWIUX share 0 holdings out of 1932 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOE or VWIUX?

VOE has an expense ratio of 0.05% while VWIUX charges 0.09%. VOE is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, VOE or VWIUX?

Over the past year VOE returned +24.83% vs +0.97% for VWIUX, so VOE leads on 1-year performance. Over the longest common window we track (5 years), VOE annualized +7.97% vs -1.79% for VWIUX. Past performance does not guarantee future results.

Which is riskier, VOE or VWIUX?

VOE has been the more volatile fund at 17.6% annualized versus 5.4% for VWIUX. Worst drawdown: VOE -63.4% vs VWIUX -16.1%.

Should I hold both VOE and VWIUX?

VOE and VWIUX have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOE and VWIUX?

VOE and VWIUX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1932 unique securities.

Which pays a higher dividend, VOE or VWIUX?

VOE yields 1.81% while VWIUX yields 3.13%, so VWIUX currently pays the higher dividend yield.

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