VOE vs VTI
Vanguard Mid-Cap Value ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VOE delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VOE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.03% | |
| AUM | $22.9B | $663.5B | |
| Dividend Yield | 2.31% | 1.07% | |
| Holdings | 177 | 3,543 | |
| YTD Return | +18.67% | +14.96% | |
| 1Y Return | +25.06% | +22.39% | |
| 3Y Return (annualized) | +17.05% | +21.51% | |
| 5Y Return (annualized) | +10.16% | +12.36% | |
| Volatility (annualized) | 17.6% | 15.4% | |
| Max Drawdown | -63.4% | -56.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 17, 2006 | May 24, 2001 |
VOE vs VTI Performance
Vanguard Mid-Cap Value ETF (VOE) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VOE returned +25.06% while VTI returned +22.39%. Year to date, VOE is up 18.67% versus a gain of 14.96% for VTI.
Over three years, VOE compounded at +17.05% per year against +21.51% for VTI; over five years the annualized figures are +10.16% and +12.36% respectively. Across the full 20-year window we track, VTI has the edge at +8.16% annualized vs +8.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOE has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.4% for VOE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VOE charges 0.05% per year while VTI charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, VOE currently yields 2.31% against 1.07% for VTI.
Holdings Overlap
VOE and VTI share 160 holdings out of 2792 unique holdings combined, representing a 8.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOE or VTI?
VOE has an expense ratio of 0.05% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, VOE or VTI?
Over the past year VOE returned +25.06% vs +22.39% for VTI, so VOE leads on 1-year performance. Over the longest common window we track (20 years), VOE annualized +8.02% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, VOE or VTI?
VOE has been the more volatile fund at 17.6% annualized versus 15.4% for VTI. Worst drawdown: VOE -63.4% vs VTI -56.6%.
Should I hold both VOE and VTI?
VOE and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between VOE and VTI?
VOE and VTI share 160 common holdings with a 8.7% weight overlap. Combined, they hold 2792 unique securities.
Which pays a higher dividend, VOE or VTI?
VOE yields 2.31% while VTI yields 1.07%, so VOE currently pays the higher dividend yield.
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