VOO vs VUSB

VOO vs VUSB

Which is better, VOO or VUSB?

Large Cap Blend against Ultrashort Term Bond.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVOOVUSB
Expense Ratio0.03%Best0.10%
AUM$997.4B$10.2B
Dividend Yield1.04%4.31%
Holdings5091,346
YTD Return+11.98%Best-0.60%
1Y Return+16.45%Best+0.74%
3Y Return (annualized)+21.19%Best+4.18%
5Y Return (annualized)+12.95%Best+2.99%
Volatility (annualized)15.3%1.2%Best
Max Drawdown-24.5%-1.8%Best
$10,000 over 5 years$18,384Best$11,587
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
StyleLarge Cap BlendUltrashort Term Bond
InceptionSep 7, 2010Apr 5, 2021

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 7, 2021 to Sep 14, 2026 (5.4 years).

VOO vs VUSB growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.

VOO vs VUSB Performance

Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Vanguard Ultra Short Bond ETF (VUSB) is an ETF from Vanguard (US). Over the past year VOO returned +16.45% while VUSB returned +0.74%. Year to date, VOO is up 11.98% versus a loss of 0.60% for VUSB.

Over three years, VOO compounded at +21.19% per year against +4.18% for VUSB; over five years the annualized figures are +12.95% and +2.99% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.2% for VUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for VOO and -1.8% for VUSB. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.

Fees and Cost Over Time

VOO charges 0.03% per year while VUSB charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 4.31% for VUSB.

Holdings Overlap

We hold position weights for 494 holdings in VOO and 3 in VUSB, totalling 99.5% and 1.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 494 positions we hold weights for in VOO and 3 in VUSB, against full books of 509 and 1,346.

You are not choosing between two funds in isolation.

Whichever of VOO and VUSB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VOOVUSB

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VOO or VUSB?

VOO has an expense ratio of 0.03% while VUSB charges 0.10%. VOO is the cheaper option, by $7 a year on a $10,000 investment.

Which performed better, VOO or VUSB?

Over the past year VOO returned +16.45% vs +0.74% for VUSB, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VOO or VUSB?

VOO has been the more volatile fund at 15.3% annualized versus 1.2% for VUSB. Worst drawdown: VOO -24.5% vs VUSB -1.8%.

Should I hold both VOO and VUSB?

VOO and VUSB have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VOO or VUSB?

VOO yields 1.04% while VUSB yields 4.31%, so VUSB currently pays the higher dividend yield.

Is VUSB better than VOO?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.