VOO vs WTMY
Vanguard S&P 500 ETF vs WisdomTree High Income Laddered Municipal Fund ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | VOO | WTMY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $979.0B | $5M | |
| Dividend Yield | 1.09% | 3.40% | |
| Holdings | 509 | 147 | |
| YTD Return | +13.72% | +1.05% | |
| 1Y Return | +21.63% | +5.20% | |
| 3Y Return (annualized) | +21.55% | - | |
| 5Y Return (annualized) | +13.26% | - | |
| Volatility (annualized) | 14.1% | 4.0% | |
| Max Drawdown | -34.3% | -3.7% | |
| Fund Family | Vanguard (US) | WisdomTree Investments | |
| Category | Equity | Tax Preferred | |
| Inception | Sep 7, 2010 | Apr 3, 2025 |
VOO vs WTMY Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and WisdomTree High Income Laddered Municipal Fund ETF (WTMY) is a ETF from WisdomTree Investments. Over the past year VOO returned +21.63% while WTMY returned +5.20%. Year to date, VOO is up 13.72% versus a gain of 1.05% for WTMY.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.0% for WTMY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -3.7% for WTMY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VOO charges 0.03% per year while WTMY charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 3.40% for WTMY.
Holdings Overlap
VOO and WTMY share 0 holdings out of 533 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOO or WTMY?
VOO has an expense ratio of 0.03% while WTMY charges 0.35%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, VOO or WTMY?
Over the past year VOO returned +21.63% vs +5.20% for WTMY, so VOO leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +13.56% vs +4.10% for WTMY. Past performance does not guarantee future results.
Which is riskier, VOO or WTMY?
VOO has been the more volatile fund at 14.1% annualized versus 4.0% for WTMY. Worst drawdown: VOO -34.3% vs WTMY -3.7%.
Should I hold both VOO and WTMY?
VOO and WTMY have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and WTMY?
VOO and WTMY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 533 unique securities.
Which pays a higher dividend, VOO or WTMY?
VOO yields 1.09% while WTMY yields 3.40%, so WTMY currently pays the higher dividend yield.
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