VOO vs XTWO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXTWOWinner
Expense Ratio0.03%0.05%
AUM$979.0B$206M
Dividend Yield1.09%4.07%
Holdings50997
YTD Return+13.80%+0.60%
1Y Return+23.71%+2.46%
3Y Return (annualized)+21.50%+4.11%
5Y Return (annualized)+13.44%-
Volatility (annualized)14.1%1.9%
Max Drawdown-34.3%-1.7%
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
InceptionSep 7, 2010Sep 13, 2022

VOO vs XTWO Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and BondBloxx Bloomberg Two Year Target Duration US Treasury ETF (XTWO) is a ETF from BondBloxx. Over the past year VOO returned +23.71% while XTWO returned +2.46%. Year to date, VOO is up 13.80% versus a gain of 0.60% for XTWO.

Over three years, VOO compounded at +21.50% per year against +4.11% for XTWO. Across the full 4-year window we track, VOO has the edge at +13.58% annualized vs +3.60%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.9% for XTWO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -1.7% for XTWO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.22. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while XTWO charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 4.07% for XTWO.

Holdings Overlap

0.0%overlap

VOO and XTWO share 0 holdings out of 582 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or XTWO?

VOO has an expense ratio of 0.03% while XTWO charges 0.05%. VOO is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, VOO or XTWO?

Over the past year VOO returned +23.71% vs +2.46% for XTWO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +13.58% vs +3.60% for XTWO. Past performance does not guarantee future results.

Which is riskier, VOO or XTWO?

VOO has been the more volatile fund at 14.1% annualized versus 1.9% for XTWO. Worst drawdown: VOO -34.3% vs XTWO -1.7%.

Should I hold both VOO and XTWO?

VOO and XTWO have a monthly-return correlation of 0.22, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and XTWO?

VOO and XTWO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 582 unique securities.

Which pays a higher dividend, VOO or XTWO?

VOO yields 1.09% while XTWO yields 4.07%, so XTWO currently pays the higher dividend yield.

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