VOO vs XTWY

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXTWYWinner
Expense Ratio0.03%0.13%
AUM$979.0B$255M
Dividend Yield1.09%4.72%
Holdings50956
YTD Return+13.72%-4.76%
1Y Return+21.63%-3.01%
3Y Return (annualized)+21.55%-2.43%
5Y Return (annualized)+13.26%-
Volatility (annualized)14.1%16.8%
Max Drawdown-34.3%-25.9%
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
InceptionSep 7, 2010Sep 13, 2022

VOO vs XTWY Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and BondBloxx Bloomberg Twenty Year Target Duration US Treasury ETF (XTWY) is a ETF from BondBloxx. Over the past year VOO returned +21.63% while XTWY returned -3.01%. Year to date, VOO is up 13.72% versus a loss of 4.76% for XTWY.

Over three years, VOO compounded at +21.55% per year against -2.43% for XTWY. Across the full 4-year window we track, VOO has the edge at +13.56% annualized vs -4.64%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XTWY has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -25.9% for XTWY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while XTWY charges 0.13%. On a $10,000 position that is $3 vs $13 annually, a gap of $10 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 4.72% for XTWY.

Holdings Overlap

0.0%overlap

VOO and XTWY share 0 holdings out of 557 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or XTWY?

VOO has an expense ratio of 0.03% while XTWY charges 0.13%. VOO is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, VOO or XTWY?

Over the past year VOO returned +21.63% vs -3.01% for XTWY, so VOO leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +13.56% vs -4.64% for XTWY. Past performance does not guarantee future results.

Which is riskier, VOO or XTWY?

XTWY has been the more volatile fund at 16.8% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs XTWY -25.9%.

Should I hold both VOO and XTWY?

VOO and XTWY have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and XTWY?

VOO and XTWY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 557 unique securities.

Which pays a higher dividend, VOO or XTWY?

VOO yields 1.09% while XTWY yields 4.72%, so XTWY currently pays the higher dividend yield.

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