VOO vs ZTWO
Vanguard S&P 500 ETF vs F/m 2-Year Investment Grade Corporate Bond ETF
Which is better, VOO or ZTWO?
Large Cap Blend against Short Term Mid Quality.
VOO has a lower expense ratio. VOO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | ZTWO |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $997.4B | $18M |
| Dividend Yield | 1.04% | 4.45% |
| Holdings | 509 | 446 |
| YTD Return | +12.37%Best | +1.09% |
| 1Y Return | +16.61%Best | +2.29% |
| 3Y Return (annualized) | +21.37% | - |
| 5Y Return (annualized) | +13.49% | - |
| Volatility (annualized) | 12.0% | 1.5%Best |
| Max Drawdown | -18.7% | -0.9%Best |
| $10,000 over 2.7 years | $16,586Best | $11,204 |
| Fund Family | Vanguard (US) | F-m investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term Mid Quality |
| Inception | Sep 7, 2010 | Jan 10, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Jan 11, 2024 to Sep 18, 2026 (2.7 years).
VOO vs ZTWO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
VOO vs ZTWO Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and F/m 2-Year Investment Grade Corporate Bond ETF (ZTWO) is an ETF from F-m investments. Over the past year VOO returned +16.61% while ZTWO returned +2.29%. Year to date, VOO is up 12.37% versus a gain of 1.09% for ZTWO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.0% compared with 1.5% for ZTWO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.7% for VOO and -0.9% for ZTWO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.32. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VOO charges 0.03% per year while ZTWO charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 4.45% for ZTWO.
Holdings Overlap
We hold position weights for 494 holdings in VOO and 356 in ZTWO, totalling 99.5% and 79.3% of the two funds. That is not enough of ZTWO to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 494 positions we hold weights for in VOO and 356 in ZTWO, against full books of 509 and 446.
Top Shared Holdings
| Stock | Weight in VOO | Weight in ZTWO | Difference |
|---|---|---|---|
| HUBBHubbell Inc | 0.04% | 0.22% | 0.18% |
You are not choosing between two funds in isolation.
Whichever of VOO and ZTWO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or ZTWO?
VOO has an expense ratio of 0.03% while ZTWO charges 0.15%. VOO is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, VOO or ZTWO?
Over the past year VOO returned +16.61% vs +2.29% for ZTWO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VOO or ZTWO?
VOO has been the more volatile fund at 12.0% annualized versus 1.5% for ZTWO. Worst drawdown: VOO -18.7% vs ZTWO -0.9%.
Should I hold both VOO and ZTWO?
VOO and ZTWO have a monthly-return correlation of 0.32, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VOO or ZTWO?
VOO yields 1.04% while ZTWO yields 4.45%, so ZTWO currently pays the higher dividend yield.
Is ZTWO better than VOO?
VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.