VTI vs WISD
Vanguard Morningstar Total Stock Market ETF vs Wisdom Short Duration Income ETF
Which is better, VTI or WISD?
Large Cap Blend against Short Term Bond.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WISD |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.42% |
| AUM | $666.9B | $382M |
| Dividend Yield | 1.03% | 2.92% |
| Holdings | 3,543 | 194 |
| Fund Family | Vanguard (US) | WisdomTree Investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term Bond |
| Inception | May 24, 2001 | Dec 19, 2024 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
The two price series end 97 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VTI has data through Sep 10, 2026 and WISD through Jun 5, 2026.
Fees and Cost Over Time
VTI charges 0.03% per year while WISD charges 0.42%. On a $10,000 position that is $3 vs $42 annually, a gap of $39 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 2.92% for WISD.
Holdings Overlap
We hold position weights for 2,787 holdings in VTI and 120 in WISD, totalling 90.6% and 68.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 181 days apart, VTI as of Jun 30, 2026 and WISD as of Dec 31, 2025, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 2,787 positions we hold weights for in VTI and 120 in WISD, against full books of 3,543 and 194.
You are not choosing between two funds in isolation.
Whichever of VTI and WISD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WISD?
VTI has an expense ratio of 0.03% while WISD charges 0.42%. VTI is the cheaper option, by $39 a year on a $10,000 investment.
Which pays a higher dividend, VTI or WISD?
VTI yields 1.03% while WISD yields 2.92%, so WISD currently pays the higher dividend yield.
Is WISD better than VTI?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.