VTI vs WTPI
Vanguard Total Stock Market ETF vs WisdomTree Equity Premium Income Fund
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | WTPI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.44% | |
| AUM | $663.5B | $491M | |
| Dividend Yield | 1.07% | 12.25% | |
| Holdings | 3,543 | 7 | |
| YTD Return | +13.87% | +6.56% | |
| 1Y Return | +23.31% | +15.81% | |
| 3Y Return (annualized) | +21.17% | +13.55% | |
| 5Y Return (annualized) | +12.23% | +9.57% | |
| Volatility (annualized) | 15.3% | 10.7% | |
| Max Drawdown | -56.6% | -32.3% | |
| Fund Family | Vanguard (US) | WisdomTree Investments | |
| Category | Equity | Alternative | |
| Inception | May 24, 2001 | Feb 24, 2016 |
VTI vs WTPI Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and WisdomTree Equity Premium Income Fund (WTPI) is a ETF from WisdomTree Investments. Over the past year VTI returned +23.31% while WTPI returned +15.81%. Year to date, VTI is up 13.87% versus a gain of 6.56% for WTPI.
Over three years, VTI compounded at +21.17% per year against +13.55% for WTPI; over five years the annualized figures are +12.23% and +9.57% respectively. Across the full 11-year window we track, VTI has the edge at +8.13% annualized vs +7.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.7% for WTPI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -32.3% for WTPI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WTPI charges 0.44%. On a $10,000 position that is $3 vs $44 annually, a gap of $41 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 12.25% for WTPI.
Holdings Overlap
VTI and WTPI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or WTPI?
VTI has an expense ratio of 0.03% while WTPI charges 0.44%. VTI is the cheaper option. On a $10,000 investment, that is $41 per year of difference.
Which performed better, VTI or WTPI?
Over the past year VTI returned +23.31% vs +15.81% for WTPI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), VTI annualized +8.13% vs +7.04% for WTPI. Past performance does not guarantee future results.
Which is riskier, VTI or WTPI?
VTI has been the more volatile fund at 15.3% annualized versus 10.7% for WTPI. Worst drawdown: VTI -56.6% vs WTPI -32.3%.
Should I hold both VTI and WTPI?
VTI and WTPI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and WTPI?
VTI and WTPI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, VTI or WTPI?
VTI yields 1.07% while WTPI yields 12.25%, so WTPI currently pays the higher dividend yield.
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