VTI vs XDTE
Vanguard Total Stock Market ETF vs Roundhill S&P 500 0DTE Covered Call Strategy ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | XDTE | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.97% | |
| AUM | $663.5B | $335M | |
| Dividend Yield | 1.07% | 31.53% | |
| Holdings | 3,543 | 5 | |
| YTD Return | +14.16% | +4.52% | |
| 1Y Return | +23.62% | +13.09% | |
| 3Y Return (annualized) | +21.43% | - | |
| 5Y Return (annualized) | +12.33% | - | |
| Volatility (annualized) | 15.3% | 12.6% | |
| Max Drawdown | -56.6% | -16.7% | |
| Fund Family | Vanguard (US) | Roundhill Investments | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Mar 7, 2024 |
VTI vs XDTE Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Roundhill S&P 500 0DTE Covered Call Strategy ETF (XDTE) is a ETF from Roundhill Investments. Over the past year VTI returned +23.62% while XDTE returned +13.09%. Year to date, VTI is up 14.16% versus a gain of 4.52% for XDTE.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.6% for XDTE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -16.7% for XDTE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while XDTE charges 0.97%. On a $10,000 position that is $3 vs $97 annually, a gap of $94 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 31.53% for XDTE.
Holdings Overlap
VTI and XDTE share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XDTE?
VTI has an expense ratio of 0.03% while XDTE charges 0.97%. VTI is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, VTI or XDTE?
Over the past year VTI returned +23.62% vs +13.09% for XDTE, so VTI leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +8.14% vs +18.19% for XDTE. Past performance does not guarantee future results.
Which is riskier, VTI or XDTE?
VTI has been the more volatile fund at 15.3% annualized versus 12.6% for XDTE. Worst drawdown: VTI -56.6% vs XDTE -16.7%.
Should I hold both VTI and XDTE?
VTI and XDTE have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between VTI and XDTE?
VTI and XDTE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, VTI or XDTE?
VTI yields 1.07% while XDTE yields 31.53%, so XDTE currently pays the higher dividend yield.
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