VTI vs XOCT
Vanguard Morningstar Total Stock Market ETF vs FT Vest US Equity Enhance & Moderate Buffer ETF - October
Which is better, VTI or XOCT?
Large Cap Blend against Multi Alternative.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XOCT |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.85% |
| AUM | $666.9B | $73M |
| Dividend Yield | 1.03% | 0.00% |
| Holdings | 3,543 | 12 |
| YTD Return | +12.30%Best | +6.74% |
| 1Y Return | +16.08%Best | +9.61% |
| 3Y Return (annualized) | +21.01%Best | +10.33% |
| 5Y Return (annualized) | +12.36% | - |
| Volatility (annualized) | 12.8% | 4.6%Best |
| Max Drawdown | -19.3% | -10.0%Best |
| $10,000 over 2.9 years | $18,695Best | $13,299 |
| Fund Family | Vanguard (US) | First Trust Portfolios (US) |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Multi Alternative |
| Inception | May 24, 2001 | Oct 20, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 23, 2023 to Sep 18, 2026 (2.9 years).
VTI vs XOCT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
VTI vs XOCT Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and FT Vest US Equity Enhance & Moderate Buffer ETF - October (XOCT) is an ETF from First Trust Portfolios (US). Over the past year VTI returned +16.08% while XOCT returned +9.61%. Year to date, VTI is up 12.30% versus a gain of 6.74% for XOCT.
Over three years, VTI compounded at +21.01% per year against +10.33% for XOCT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 4.6% for XOCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -10.0% for XOCT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while XOCT charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.00% for XOCT.
You are not choosing between two funds in isolation.
Whichever of VTI and XOCT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XOCT?
VTI has an expense ratio of 0.03% while XOCT charges 0.85%. VTI is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, VTI or XOCT?
Over the past year VTI returned +16.08% vs +9.61% for XOCT, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XOCT?
VTI has been the more volatile fund at 12.8% annualized versus 4.6% for XOCT. Worst drawdown: VTI -19.3% vs XOCT -10.0%.
Should I hold both VTI and XOCT?
VTI and XOCT have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, VTI or XOCT?
VTI yields 1.03% while XOCT yields 0.00%, so VTI currently pays the higher dividend yield.
Is XOCT better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. Which one suits a particular account depends on what it is for. This is information, not a recommendation.