VTI vs YBTC
Vanguard Morningstar Total Stock Market ETF vs Roundhill Bitcoin Covered Call Strategy ETF
Which is better, VTI or YBTC?
Large Cap Blend against Option Writing.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | YBTC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.95% |
| AUM | $690.1B | $144M |
| Dividend Yield | 1.03% | 69.78% |
| Holdings | 3,524 | 18 |
| YTD Return | +14.72%Best | -25.68% |
| 1Y Return | +16.82%Best | -42.79% |
| 3Y Return (annualized) | +22.93% | - |
| 5Y Return (annualized) | +12.78% | - |
| Volatility (annualized) | 12.1%Best | 35.3% |
| Max Drawdown | -19.3%Best | -52.5% |
| $10,000 over 2.7 years | $16,671Best | $11,749 |
| Fund Family | Vanguard (US) | Roundhill Investments |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 24, 2001 | Jan 18, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Jan 18, 2024 to Oct 6, 2026 (2.7 years).
VTI vs YBTC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
VTI vs YBTC Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Roundhill Bitcoin Covered Call Strategy ETF (YBTC) is an ETF from Roundhill Investments. Over the past year VTI returned +16.82% while YBTC returned -42.79%. Year to date, VTI is up 14.72% versus a loss of 25.68% for YBTC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YBTC has been the more volatile fund, with annualized monthly volatility of 35.3% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -52.5% for YBTC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while YBTC charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 69.78% for YBTC.
Holdings Overlap
We hold position weights for 3,463 holdings in VTI and 1 in YBTC, totalling 98.1% and 5.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, VTI as of Jul 31, 2026 and YBTC as of Sep 15, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 3,463 positions we hold weights for in VTI and 1 in YBTC, against full books of 3,524 and 18.
You are not choosing between two funds in isolation.
Whichever of VTI and YBTC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or YBTC?
VTI has an expense ratio of 0.03% while YBTC charges 0.95%. VTI is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, VTI or YBTC?
Over the past year VTI returned +16.82% vs -42.79% for YBTC, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or YBTC?
YBTC has been the more volatile fund at 35.3% annualized versus 12.1% for VTI. Worst drawdown: VTI -19.3% vs YBTC -52.5%.
Should I hold both VTI and YBTC?
VTI and YBTC have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or YBTC?
VTI yields 1.03% while YBTC yields 69.78%, so YBTC currently pays the higher dividend yield.
Is YBTC better than VTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.