VYM vs YBTC

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMYBTCWinner
Expense Ratio0.04%0.96%
AUM$79.0B$128M
Dividend Yield2.86%44.35%
Holdings5686
YTD Return+16.78%-33.61%
1Y Return+24.43%-49.39%
3Y Return (annualized)+18.60%-
5Y Return (annualized)+12.30%-
Volatility (annualized)14.6%36.3%
Max Drawdown-58.8%-52.5%
Fund FamilyVanguard (US)Roundhill Investments
CategoryEquityAlternative
InceptionNov 10, 2006Jan 18, 2024

VYM vs YBTC Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Roundhill Bitcoin Covered Call Strategy ETF (YBTC) is a ETF from Roundhill Investments. Over the past year VYM returned +24.43% while YBTC returned -49.39%. Year to date, VYM is up 16.78% versus a loss of 33.61% for YBTC.

Risk: Volatility and Drawdowns

YBTC has been the more volatile fund, with annualized monthly volatility of 36.3% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -52.5% for YBTC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VYM charges 0.04% per year while YBTC charges 0.96%. On a $10,000 position that is $4 vs $96 annually, a gap of $92 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 44.35% for YBTC.

Frequently Asked Questions

Which is cheaper, VYM or YBTC?

VYM has an expense ratio of 0.04% while YBTC charges 0.96%. VYM is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, VYM or YBTC?

Over the past year VYM returned +24.43% vs -49.39% for YBTC, so VYM leads on 1-year performance. Over the longest common window we track (3 years), VYM annualized +7.11% vs +1.94% for YBTC. Past performance does not guarantee future results.

Which is riskier, VYM or YBTC?

YBTC has been the more volatile fund at 36.3% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs YBTC -52.5%.

Should I hold both VYM and YBTC?

VYM and YBTC have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, VYM or YBTC?

VYM yields 2.86% while YBTC yields 44.35%, so YBTC currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.