VTI vs YCL

VTI vs YCL

Which is better, VTI or YCL?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVTIYCL
Expense Ratio0.03%Best0.95%
AUM$666.9B$31M
Dividend Yield1.03%0.00%
Holdings3,5434
YTD Return+12.30%Best-3.10%
1Y Return+16.08%Best-15.18%
3Y Return (annualized)+21.01%Best-10.47%
5Y Return (annualized)+12.36%Best-18.95%
Volatility (annualized)15.3%Best18.8%
Max Drawdown-35.0%Best-88.7%
$10,000 over 5 years$17,908Best$3,498
Fund FamilyVanguard (US)ProShares
CategoryEquityAlternative
StyleLarge Cap Blend-
InceptionMay 24, 2001Nov 24, 2008

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Nov 25, 2008 to Sep 18, 2026 (17.8 years).

VTI vs YCL growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 17.8 years both funds cover.

VTI vs YCL Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and ProShares Ultra Yen (YCL) is an ETF from ProShares. Over the past year VTI returned +16.08% while YCL returned -15.18%. Year to date, VTI is up 12.30% versus a loss of 3.10% for YCL.

Over three years, VTI compounded at +21.01% per year against -10.47% for YCL; over five years the annualized figures are +12.36% and -18.95% respectively. Across the full 18-year window we track, VTI has the edge at +13.54% annualized vs -9.21%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

YCL has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.0% for VTI and -88.7% for YCL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.03. They move largely independently of each other.

Fees and Cost Over Time

VTI charges 0.03% per year while YCL charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.00% for YCL.

Holdings Overlap

We hold position weights for 3,463 holdings in VTI and 1 in YCL, totalling 98.1% and 35.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 3,463 positions we hold weights for in VTI and 1 in YCL, against full books of 3,543 and 4.

You are not choosing between two funds in isolation.

Whichever of VTI and YCL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VTIYCL

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Frequently Asked Questions

Which is cheaper, VTI or YCL?

VTI has an expense ratio of 0.03% while YCL charges 0.95%. VTI is the cheaper option, by $92 a year on a $10,000 investment.

Which performed better, VTI or YCL?

Over the past year VTI returned +16.08% vs -15.18% for YCL, so VTI leads on 1-year performance. Over the longest common window we track (18 years), VTI annualized +13.54% vs -9.21% for YCL. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VTI or YCL?

YCL has been the more volatile fund at 18.8% annualized versus 15.3% for VTI. Worst drawdown: VTI -35.0% vs YCL -88.7%.

Should I hold both VTI and YCL?

VTI and YCL have a monthly-return correlation of 0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VTI or YCL?

VTI yields 1.03% while YCL yields 0.00%, so VTI currently pays the higher dividend yield.

Is YCL better than VTI?

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.