VTI vs YCLO
Vanguard Morningstar Total Stock Market ETF vs Franklin BSP CLO ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | YCLO | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $666.9B | $50M | |
| Dividend Yield | 1.07% | 0.31% | |
| Holdings | 3,543 | 2 | |
| YTD Return | +14.82% | +1.25% | |
| 1Y Return | +22.43% | - | |
| 3Y Return (annualized) | +21.93% | - | |
| 5Y Return (annualized) | +12.34% | - | |
| Volatility (annualized) | 15.4% | - | |
| Max Drawdown | -56.6% | -0.0% | |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) | |
| Category | Equity | Fixed Income | |
| Inception | May 24, 2001 | Jun 2, 2026 |
VTI vs YCLO Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Franklin BSP CLO ETF (YCLO) is a ETF from Franklin Templeton Investments (US). Year to date, VTI is up 14.82% versus a gain of 1.25% for YCLO.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.6% for VTI and -0.0% for YCLO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VTI charges 0.03% per year while YCLO charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.31% for YCLO.
Holdings Overlap
VTI and YCLO share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or YCLO?
VTI has an expense ratio of 0.03% while YCLO charges 0.35%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
What is the holdings overlap between VTI and YCLO?
VTI and YCLO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, VTI or YCLO?
VTI yields 1.07% while YCLO yields 0.31%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.