VYM vs YCLO
Vanguard High Dividend Yield ETF vs Franklin BSP CLO ETF
Which is better, VYM or YCLO?
Large Cap Value against Bank Loan.
VYM has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | YCLO |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.35% |
| AUM | $95.8B | $49M |
| Dividend Yield | 2.23% | 1.51% |
| Holdings | 610 | 383 |
| YTD Return | +14.91%Best | +1.52% |
| 1Y Return | +18.73% | - |
| 3Y Return (annualized) | +20.11% | - |
| 5Y Return (annualized) | +11.36% | - |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Bank Loan |
| Inception | Nov 10, 2006 | Jun 2, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VYM vs YCLO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VYM vs YCLO Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Franklin BSP CLO ETF (YCLO) is an ETF from Franklin Templeton Investments (US). Year to date, VYM is up 14.91% versus a gain of 1.52% for YCLO.
Past performance does not guarantee future results.
Fees and Cost Over Time
VYM charges 0.04% per year while YCLO charges 0.35%. On a $10,000 position that is $4 vs $35 annually, a gap of $31 per year that compounds over a long holding period. On income, VYM currently yields 2.23% against 1.51% for YCLO.
Holdings Overlap
We hold position weights for 602 holdings in VYM and 64 in YCLO, totalling 100.0% and 39.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, VYM as of Aug 31, 2026 and YCLO as of Oct 16, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 602 positions we hold weights for in VYM and 64 in YCLO, against full books of 610 and 383.
You are not choosing between two funds in isolation.
Whichever of VYM and YCLO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or YCLO?
VYM has an expense ratio of 0.04% while YCLO charges 0.35%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which pays a higher dividend, VYM or YCLO?
VYM yields 2.23% while YCLO yields 1.51%, so VYM currently pays the higher dividend yield.
Is YCLO better than VYM?
VYM has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.