VTI vs YINN

VTI vs YINN
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIYINNWinner
Expense Ratio0.03%1.34%
AUM$666.9B$651M
Dividend Yield1.07%1.16%
Holdings3,54313
YTD Return+13.14%-35.48%
1Y Return+22.35%-31.72%
3Y Return (annualized)+21.83%+3.85%
5Y Return (annualized)+12.01%-31.49%
Volatility (annualized)15.3%71.5%
Max Drawdown-56.6%-98.9%
Fund FamilyVanguard (US)Direxion Shares ETF Trust
CategoryEquityAlternative
InceptionMay 24, 2001Dec 3, 2009

VTI vs YINN Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Direxion Daily FTSE China Bull 3X ETF (YINN) is a ETF from Direxion Shares ETF Trust. Over the past year VTI returned +22.35% while YINN returned -31.72%. Year to date, VTI is up 13.14% versus a loss of 35.48% for YINN.

Over three years, VTI compounded at +21.83% per year against +3.85% for YINN; over five years the annualized figures are +12.01% and -31.49% respectively. Across the full 17-year window we track, VTI has the edge at +8.09% annualized vs -17.37%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

YINN has been the more volatile fund, with annualized monthly volatility of 71.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -98.9% for YINN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VTI charges 0.03% per year while YINN charges 1.34%. On a $10,000 position that is $3 vs $134 annually, a gap of $131 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 1.16% for YINN.

Holdings Overlap

0.0%overlap

VTI and YINN share 0 holdings out of 2792 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or YINN?

VTI has an expense ratio of 0.03% while YINN charges 1.34%. VTI is the cheaper option. On a $10,000 investment, that is $131 per year of difference.

Which performed better, VTI or YINN?

Over the past year VTI returned +22.35% vs -31.72% for YINN, so VTI leads on 1-year performance. Over the longest common window we track (17 years), VTI annualized +8.09% vs -17.37% for YINN. Past performance does not guarantee future results.

Which is riskier, VTI or YINN?

YINN has been the more volatile fund at 71.5% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs YINN -98.9%.

Should I hold both VTI and YINN?

VTI and YINN have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and YINN?

VTI and YINN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, VTI or YINN?

VTI yields 1.07% while YINN yields 1.16%, so YINN currently pays the higher dividend yield.

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